Property Type: Condo / ApartmentOwnership: Strata

1327 St Paul Street Unit# 408

Kelowna, BC V1Y2E2

$380,000

2 bed1 bath1 parking1,058 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$449/mo
Annual property tax
$2,130.95

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco
View
City view, Mountain view

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
Full bathroomMain level7'10'' x 9'11''
Primary BedroomMain level14'3'' x 10'10''
Living roomMain level12'2'' x 18'11''
KitchenMain level13'1'' x 10'10''
BedroomMain level9'11'' x 9'11''
Dining roomMain level13'7'' x 9'7''

Listing Information

MLS®
10397542
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Downtown Living Done Right! Live where the action is—right in the heart of downtown Kelowna! This 2-bed, 1-bath condo delivers all the energy of city life with the comfort of home. Sunshine pours through floor-to-ceiling windows, lighting up the open-concept living space and framing mountain & city views that never get old. The kitchen’s breakfast bar is perfect for quick bites, late-night chats, or showing off your signature pasta dish. The primary bedroom offers great space, a generous closet, and a connected ensuite for convenience. The second bedroom easily doubles as a guest space, home office, or whatever your lifestyle calls for. With in-suite laundry, secure underground parking, and a modern building design, you’ll love the mix of style & practicality. Step outside and you’re surrounded by Kelowna’s best restaurants, cafes, boutiques & the waterfront. Who needs a car when you can walk to everything? Great price, great location, great vibe—this one’s the full package. (id:63159)

Values & Trends

This listing

$359/sqft

Building average

$371/sqft

1 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary108 m
Central SecondarySecondary1.1 km
Central School ProgramsK-121.1 km
St Joseph Elementary School(Independent)Elementary1.4 km
Bankhead ElementaryElementary1.4 km
A S Matheson ElementaryElementary1.9 km
Glenmore ElementaryElementary2.6 km
Raymer ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • GetintheLoop Restaurant · 1353 Ellis Street176 m
  • Nagano Sushi202 m
  • Pizza Studio · 1360 Ellis Street230 m
  • Gather Restaurant · 460 Doyle Avenue283 m
  • The Curious café · 1423 Ellis Street340 m

Cafes (5+)

  • Chaibaba · 1289 Ellis Street185 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street202 m
  • J’s Cafe & Bistro213 m
  • Bean Scene North260 m
  • Blenz Coffee · 460 Doyle Avenue268 m

Grocery (2)

  • GetintheLoop Grocery · 1353 Ellis Street181 m
  • Safeway · 697 Bernard Avenue623 m

Parks (5+)

  • Pioneer Garden497 m
  • Stuart Park504 m
  • Waterfront Park520 m
  • Recreation Avenue Park597 m
  • Kerry Park726 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street169 m

Gyms (4)

  • Life Aesthetics Online Coaching · 1435 Water Street466 m
  • SPIN co · 410 Bernard Avenue569 m
  • BarreRoom · 410 Bernard Avenue570 m
  • Move & Flow · 589 Lawrence Avenue655 m

Pharmacies (2)

  • Pharmasave · 505 Doyle Avenue310 m
  • Shoppers Drug Mart · 597 Bernard Avenue554 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue517 m
  • Scotiabank · 488 Bernard Avenue544 m
  • First West Credit Union · 507 Bernard Avenue568 m
  • Unnamed584 m
  • CIBC · 328 Bernard Avenue621 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$304,000.00
Periodic payment — Principal & Interest (monthly)$1,961.30
Additional monthly expenses (strata, tax, utilities, etc.)$679.56
Total monthly cost$2,640.86
Interest paid over 5-yr term$87,127.27
Balance at end of term$273,448.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,775.96

Cash Needed at Closing

Minimum down payment$19,000
Estimated BC PTT$5,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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