Property Type: Detached HouseOwnership: Freehold

13278 98 AVENUE

Surrey, BC V3T5M9

$1,199,000

4 bed4 bath6 parking1,972 sqftBuilt 1986
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
7,100 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,847.82 (2025)

Interior

Basement
Finished, Crawl space
Heating
Forced air, Natural gas
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Garage

Listing Information

MLS®
R3131357
Listed
June 4, 2026
Time on market
On the market for 88 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

Welcome to this beautifully maintained single-family home near downtown Surrey! Situated on a generous 7,100 sq. ft. lot, this property offers a quiet lifestyle in a wonderful neighbourhood. With 4 bedrooms and 4 bathrooms, it provides the ideal amount of living space for a growing family. Enjoy a private, fully fenced backyard-perfect for relaxing or entertaining. The home backs onto A.H.P. Matthew Park and Elementary School, and is just a short walk to Queen Elizabeth Secondary. Conveniently located near major transit routes, shopping, and community-friendly parks, this home truly has it all. (id:63159)

Values & Trends

This listing

$608/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
A H P Matthew ElementaryElementary306 m
Old Yale Road ElementaryElementary636 m
Queen Elizabeth SecondaryElementary972 m
Betty Huff ElementaryElementary1.1 km
Kwantlen Park SecondaryElementary1.2 km
Honour Secondary School(Independent)Secondary1.5 km
K B Woodward ElementaryElementary1.6 km
David Brankin ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound 132 St @ 98 Ave133 m
Southbound 132 St @ 98 Ave182 m
Southbound 132 St @ 100 Ave331 m
Westbound 100 Ave @ 132 St398 m
Northbound 132 St @ 100 Ave406 m

Nearby Places

Restaurants (5+)

  • Combine Cafe & Bar · 9873 King George Boulevard650 m
  • An Nam701 m
  • Browns Social House · 9666 King George Boulevard763 m
  • Boston Pizza773 m
  • Neptune Seafood Restaurant · 10153 King George Boulevard776 m

Cafes (5+)

  • Tim Hortons · 10153 King George Boulevard650 m
  • Chiiwala of London695 m
  • Starbucks710 m
  • Big Orange725 m
  • Blenz728 m

Grocery (2)

  • 大統華 T&T Supermarket · 10153 King George Boulevard673 m
  • Save-On-Foods · 13630 George Junction768 m

Parks (5+)

  • A.H.P Matthew Park · 9762 132 Street172 m
  • Evergreen Park485 m
  • Bog Park496 m
  • Holland Park · 13428 Old Yale Road537 m
  • 21C Tot-Lot728 m

Shopping (2)

  • Winners · 10153 King George Boulevard674 m
  • Central City Shopping Centre · 10153 King George Boulevard723 m

Gyms (1)

  • Club 16 · 10153 King George Boulevard653 m

Pharmacies (2)

  • Shoppers Drug Mart703 m
  • Rexall · 13655 Fraser Highway800 m

Banks & ATMs (5+)

  • Coast Capital Savings · 9900 King George Boulevard727 m
  • CIBC745 m
  • Scotiabank · 10153 King George Boulevard754 m
  • TD · 13660 George Junction782 m
  • Westminster Savings784 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$586.32
Total monthly cost$6,774.75
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information