Property Type: TownhouseOwnership: Strata

133 1234 Viewtop Rd

Duncan, BC V9L5S7

$659,900

2 bed2 bath12 parking1,345 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Multi-Family

CD18

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$316/mo
Annual property tax
$4,744.42

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view, Valley view

Parking

Total spaces
12

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EntranceMain level11'7 x 4'10
BedroomMain level11'10 x 8'11
Laundry roomMain level7'8 x 10'6
BathroomMain level4-Piece
DenMain level8'2 x 11'5
KitchenMain level9'8 x 14'3
Dining roomMain level9'9 x 14'3
Living roomMain level16'10 x 13'5
Primary BedroomMain level13'0 x 12'3
EnsuiteMain level3-Piece

Listing Information

MLS®
1041971
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Main Level Living in Maple Bay - Quality finishes and thoughtful design are showcased throughout this beautiful home, featuring engineered hardwood flooring, quality sound proofing, gas stove and fireplace, quartz countertops, and ceramic tile in the bathrooms and laundry room. A bright, open-concept floor plan with large windows that fill the living space with natural light. The home also features an energy-efficient heat pump for year-round heating and cooling. Step outside to a low-maintenance backyard that's perfect for entertaining. The private front courtyard offers a peaceful spot to enjoy your morning coffee. Ideally located just minutes from the renowned hiking and biking trails of Mount Tzouhalem, Maple Bay Beach, and all the conveniences of nearby shopping, restaurants, and amenities. This home offers the perfect combination of comfort, quality, and lifestyle. (id:63159)

Values & Trends

This listing

$491/sqft

Building average

No other active listings in this building

East Duncan average

$362/sqft

13 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary1.4 km
Queen of Angels School(Independent)Elementary/Middle4.4 km
Alex AitkenElementary5.4 km
Duncan Christian School(Independent)K-125.6 km
Alexander ElementaryElementary5.6 km
Quamichan SchoolSecondary5.7 km
Des CascadesElementary6.1 km
Crofton Elementary Community SchoolElementary6.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lakeview Park563 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$527,920.00
Periodic payment — Principal & Interest (monthly)$3,405.96
Additional monthly expenses (strata, tax, utilities, etc.)$778.37
Total monthly cost$4,184.33
Interest paid over 5-yr term$151,303.39
Balance at end of term$474,865.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,759.20

Cash Needed at Closing

Minimum down payment$40,990
Estimated BC PTT$11,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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