Property Type: Detached HouseOwnership: Freehold

13345 CHARLIE LAKE CRESCENT

Charlie Lake, BC V0C1H0

$899,900

5 bed4 bath3,541 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
16,117 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,177.69 (2026)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Recreational, Games roomLower level
Family roomLower level
KitchenLower level
Dining roomLower level
Bedroom 4Lower level
Bedroom 5Lower level

Listing Information

MLS®
R3155882
Listed
August 14, 2026
Time on market
On the market for 17 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Action Realty Inc · Data source: CREA DDF.

Description

Welcome to lakefront living at its finest! This beautiful home offers 5 bdrms with the potential for a 6th, 3.5 baths and breathtaking lake views from nearly every room. Inside soaring vaulted ceilings and an abundance of natural light create a bright and inviting atmosphere. The spacious walkout basement is perfect for entertaining, complete with its own kitchen, pool table area and large rec room making it the perfect place to host your guests. Enjoy peaceful mornings overlooking the water, summer days by the lake and incredible views year round. Complete this amazing home with a double car garage and RV parking. This stunning property offers the space, comfort and lifestyle you've been looking for. Lakefront living doesn't get much better than this! (id:63159)

Values & Trends

This listing

$254/sqft

Building average

No other active listings in this building

Charlie Lake average

$309/sqft

18 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Fort St. John

Partly Cloudy

13°C

Partly Cloudy

Humidity 72%

Wind SSW 18 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Charlie Lake ElementaryElementary3.6 km
Upper Pine Elem-Jr SecondaryElementary/Middle8.5 km
Margaret Ma Murray Community SchoolElementary8.7 km
C.M. Finch ElementaryElementary9.2 km
Bert AmbroseElementary9.7 km
Bert Bowes Middle SchoolMiddle9.8 km
Ecole Central Elem School Of The ArtsElementary10.1 km
Alwin Holland ElementaryElementary10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$608.47
Total monthly cost$5,253.15
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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