Property Type: Detached HouseOwnership: Freehold

13499 SUNNYSIDE COVE

Charlie Lake, BC V0C1H0

$1,089,900

5 bed4 bath4,070 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,638.52 (2025)

Interior

Basement
Finished, N/A
Heating
Forced air, Radiant/Infra-red Heat, Natural gas
Fireplace
Yes (2)

Exterior & Lot

View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
FoyerMain level
Living roomMain level
KitchenMain level
Dining nookMain level
PantryMain level
Family roomMain level
Dining roomMain level
Primary BedroomMain level
OtherMain level
Bedroom 2Main level
Laundry roomMain level
Recreational, Games roomBasement
Flex SpaceBasement
Bedroom 3Basement
Bedroom 4Basement
Bedroom 5Basement
Utility roomBasement
StorageBasement
StorageBasement
StorageBasement

Listing Information

MLS®
R3128251
Listed
May 26, 2026
Time on market
On the market for 97 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty · Data source: CREA DDF.

Description

Set on 4.54 private acres with sweeping lake views and mature trees, this beautifully cared for lakeside property offers the peace and privacy so many buyers are searching for. A winding asphalt driveway leads you into this stunning private retreat, where quiet mornings on the dock, sunset views from the deck, and direct lake access create a setting that feels like a getaway year round. The solidly built rancher with walk-out basement offers over 4,070 sq ft with 5 bedrooms and 5 bathrooms. Inside you'll find an open kitchen and living area with breakfast nook, separate dining room, family room, rec room, and large laundry room. Fully finished bsmt with hot-tub room, rec room, bedrooms & lots of storage space! New shingles completed in 2024 complete this exceptional waterfront property. (id:63159)

Values & Trends

This listing

$268/sqft

Building average

No other active listings in this building

Charlie Lake average

$309/sqft

18 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Fort St. John

Mainly Clear

9°C

Mainly Clear

Humidity 85%

Wind SE 16 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Charlie Lake ElementaryElementary4.3 km
Upper Pine Elem-Jr SecondaryElementary/Middle7.4 km
Margaret Ma Murray Community SchoolElementary8.5 km
C.M. Finch ElementaryElementary8.8 km
Bert AmbroseElementary9.1 km
Bert Bowes Middle SchoolMiddle9.6 km
Alwin Holland ElementaryElementary9.8 km
Ecole Central Elem School Of The ArtsElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($83,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$871,920.00
Periodic payment — Principal & Interest (monthly)$5,625.33
Additional monthly expenses (strata, tax, utilities, etc.)$590.54
Total monthly cost$6,215.88
Interest paid over 5-yr term$249,894.78
Balance at end of term$784,294.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$83,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,735.10

Cash Needed at Closing

Minimum down payment$83,990
Estimated BC PTT$19,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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