Property Type: Detached HouseOwnership: Freehold

1339 Richter Street

Kelowna, BC V1Y2L5

$825,000

3 bed2.5 bath3 parking1,671 sqftBuilt 1949
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.13 acres
Frontage
63 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,408

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement3'0'' x 5'0''
Laundry roomBasement3'6'' x 8'0''
StorageBasement5'0'' x 11'0''
OtherBasement9'0'' x 14'0''
BedroomBasement8'9'' x 14'0''
Partial bathroomMain level5'0'' x 7'0''
BedroomMain level10'0'' x 10'6''
4pc Ensuite bathMain level8'0'' x 8'0''
Primary BedroomMain level12'0'' x 12'0''
Dining nookMain level7'0'' x 10'0''
KitchenMain level9'0'' x 12'0''
Living roomMain level11'0'' x 16'0''

Listing Information

MLS®
10397749
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

A charming home with detached garage on a centrally located corner lot. Fully and professionally renovated in 2003 / 2004 with new everything from roof and windows to HVAC system. The home retains it's authentic charm which has emotional appeal, but it is also a very logical buy. The size and location of this property make it an attractive parcel for future development. The detached garage could be converted to a rentable residence. The huge yard offers many long term possibilities but in the short term you can grow your own veggies! If your tastes are more superficial you can buy a much smaller apartment in a brand new building. If you crave to live more authentically you can make this charming cottage style property your very own home. For floor plans and further details call your favourite AGENT today! (id:63159)

Values & Trends

This listing

$494/sqft

Building average

No other active listings in this building

Kelowna North average

$757/sqft

28 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary305 m
Central SecondarySecondary1.1 km
Central School ProgramsK-121.1 km
Bankhead ElementaryElementary1.2 km
St Joseph Elementary School(Independent)Elementary1.3 km
A S Matheson ElementaryElementary1.8 km
Glenmore ElementaryElementary2.4 km
Raymer ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • GetintheLoop Restaurant · 1353 Ellis Street357 m
  • Nagano Sushi419 m
  • Pizza Studio · 1360 Ellis Street426 m
  • Gather Restaurant · 460 Doyle Avenue440 m
  • The Curious café · 1423 Ellis Street465 m

Cafes (5+)

  • Bike Shop Cafe and Catering · 1357 Ellis Street380 m
  • Chaibaba · 1289 Ellis Street392 m
  • Bean Scene North405 m
  • J’s Cafe & Bistro426 m
  • CeCe's Coffee430 m

Grocery (2)

  • GetintheLoop Grocery · 1353 Ellis Street366 m
  • Safeway · 697 Bernard Avenue583 m

Parks (5+)

  • Martin Park590 m
  • Knowles Heritage Park654 m
  • Recreation Avenue Park658 m
  • Stuart Park691 m
  • Pioneer Garden711 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street357 m

Gyms (4)

  • Life Aesthetics Online Coaching · 1435 Water Street622 m
  • Move & Flow · 589 Lawrence Avenue640 m
  • SPIN co · 410 Bernard Avenue670 m
  • BarreRoom · 410 Bernard Avenue671 m

Pharmacies (2)

  • Pharmasave · 505 Doyle Avenue438 m
  • Shoppers Drug Mart · 597 Bernard Avenue539 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue511 m
  • Scotiabank · 488 Bernard Avenue627 m
  • First West Credit Union · 507 Bernard Avenue633 m
  • Unnamed696 m
  • Canadian Western Bank749 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$660,000.00
Periodic payment — Principal & Interest (monthly)$4,258.10
Additional monthly expenses (strata, tax, utilities, etc.)$368.00
Total monthly cost$4,626.10
Interest paid over 5-yr term$189,157.90
Balance at end of term$593,672.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,901.81

Cash Needed at Closing

Minimum down payment$57,500
Estimated BC PTT$14,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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