1404 Graham Street
Kelowna, BC V1Y3A8
$849,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow, Cottage, Other, Multi-level, Cabin
- Stories
- 2
- Lot size
- 0.17 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,876
Interior
- Heating
- Forced air
- Cooling / A/C
- Window air conditioner
- Fireplace
- None
- Flooring
- Hardwood, Ceramic Tile, Wood, Cork
- Appliances
- Refrigerator, Range - Electric, Dishwasher, Microwave, Washer & Dryer
Exterior & Lot
- View
- City view, Mountain view, View (panoramic)
- Lot features
- Private setting, Corner Site
- Fencing
- Fence
Building
- Roof
- Asphalt shingle, Unknown
- Water source
- Municipal water
- Sewer
- Municipal sewage system
- Parcel ID (PID)
- 010-564-128
Parking
- Total spaces
- 4 — covered indicated
- Features
- Carport
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 7' x 7' |
| Bedroom | Second level | 10' x 13' |
| Bedroom | Second level | 12' x 12' |
| Laundry room | Main level | 10' x 9' |
| 4pc Bathroom | Main level | 5'8'' x 7'8'' |
| Primary Bedroom | Main level | 9'7'' x 14'3'' |
| Living room | Main level | 14'8'' x 17'3'' |
| Kitchen | Main level | 7'7'' x 11'11'' |
Listing Information
- MLS®
- 10398621
- Listed
- August 24, 2026
- Time on market
- On the market for 7 days
- Data last synced
- August 31, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
CUTE HOUSE ALERT! From the original fir floors underfoot, to the working brass doorknobs, every detail whispers of quality craftsmanship built to last for generations. This home has been meticulously cared for and modern updates added, to make it comfortable for modern day life while keeping the historic feel. This charming 3-bedroom, 1-bath home offers something rare downtown; a spacious yard with a white picket fence, shaded by a magnificent heritage walnut tree and lush flower gardens. Imagine sipping coffee on the quaint back porch while enjoying birdsong in this quiet neighborhood. This 0.17 acre CORNER lot is one of the largest lots available downtown. Road access on 3 sides, and multi family zoning means excellent holding value for future development. Updates include; kitchen and lower-level flooring, the front porch rebuilt, new roof over back porch, fresh paint inside and on South exterior wall and new roof. The bathroom has been tastefully updated (and features the original cast iron clawfoot tub, so cool!) There’s a double carport, and plenty of free street parking for guests. But with everything Kelowna has just outside your door; restaurants, shops, Martin Park next door, and the lake only an 11-minute walk away, you might find yourself walking or biking everywhere! If you’ve been dreaming of owning a cute, historic single-family home, close to downtown where you can enjoy both urban conveniences and the peace of your own space, this is it! (id:63159)
Values & Trends
This listing
$636/sqft
Building average
—
No other active listings in this building
Kelowna North average
$752/sqft
28 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
6/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Bankhead Elementary | Elementary | 674 m |
| The Balsam School(Independent) | Elementary | 914 m |
| Central School Programs | K-12 | 993 m |
| Central Secondary | Secondary | 993 m |
| St Joseph Elementary School(Independent) | Elementary | 1.1 km |
| A S Matheson Elementary | Elementary | 1.5 km |
| Glenmore Elementary | Elementary | 2.0 km |
| Raymer Elementary | Elementary | 2.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Mekong Fresh Asian Cuisine · 1030 Harvey Avenue578 m
- motherlove ferments · 889 Vaughan Avenue615 m
- Swan Pizza647 m
- Ricky's662 m
- De Dutch729 m
Cafes (5+)
- Craft 42 Roasters · 1178 High Road553 m
- Continental Breakfast578 m
- Starbucks656 m
- Gong Cha705 m
- Tackle Box Coffee Bar745 m
Grocery (2)
- Nester's Market · 1111 Lawson Avenue348 m
- Safeway · 697 Bernard Avenue765 m
Parks (3)
- Martin Park105 m
- Knowles Heritage Park435 m
- Bankhead Park795 m
Pharmacies (2)
- Paragon Pharmacy411 m
- Shoppers Drug Mart · 597 Bernard Avenue794 m
Banks & ATMs (2)
- BMO751 m
- Beem Credit Union · 598 Bernard Avenue797 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





