Property Type: Condo / ApartmentOwnership: Strata

13415 Lakeshore Drive S Unit# 202

Summerland, BC V0H1Z1

$1,449,900

3 bed2 bath2 parking1,945 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$422/mo
Annual property tax
$6,692.11

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Appliances
Refrigerator, Cooktop - Gas, Dishwasher, Wine Fridge, Oven - Built-In, Washer & Dryer

Exterior & Lot

Exterior features
Stucco, Other
View
Lake view, Mountain view, View of water, View (panoramic)
Pool
Pool, Outdoor pool
Lot features
Central island

Building

Roof
Other, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
032-221-304

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
Laundry roomMain level10'3'' x 7'5''
Full bathroomMain level10'2'' x 6'
BedroomMain level16'7'' x 11'3''
BedroomMain level10'4'' x 15'1''
Full ensuite bathroomMain level12'6'' x 14'
Primary BedroomMain level13'5'' x 13'8''
PantryMain level3'5'' x 6'5''
Living roomMain level24'2'' x 14'9''
KitchenMain level21' x 10'7''

Listing Information

MLS®
10379586
Listed
March 16, 2026
Time on market
On the market for 168 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Discover an exceptional new standard of waterfront living in this brand new 3-bedroom Okanagan Lake condo, offering 1,945 sq. ft. of exquisitely designed space with upscale finishings, rich hardwood floors throughout, and a beautifully appointed kitchen featuring upgraded appliances including gas stove and a wine fridge. Framed by fantastic lake views, the residence blends sophistication and comfort with effortless style, while the massive deck delivers a truly showstopping outdoor experience with its own pool overlooking the water—an extraordinary setting for private relaxation or unforgettable entertaining. Adding to the appeal are two large parking stalls and an impressive 24' x 16' storage area, spacious enough to accommodate everything from seasonal gear to a ping pong table, making this a rare and elevated opportunity to own a luxurious lakeside retreat with remarkable amenities and unforgettable presence. Boat slip can be available out your front door at Summerland Yacht Club. Seller will pay the GST! (id:63159)

Values & Trends

This listing

$745/sqft

Building average

$764/sqft

1 active listing(s)

Lower Town average

$454/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.9 km
Summerland Montessori School(Independent)Elementary2.3 km
Unisus Senior School(Independent)Secondary3.1 km
Unisus Junior School(Independent)Elementary3.1 km
Trout Creek ElementaryElementary4.1 km
Naramata ElementaryElementary4.4 km
West Bench ElementaryElementary11.5 km
Queens Park ElementaryElementary12.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Shaughnessy’s Cove · 12817 South Lakeshore Drive270 m

Cafes (1)

  • Unnamed229 m

Parks (3)

  • Unnamed256 m
  • Kinsmen Park444 m
  • Peach Orchard Beach Park634 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($119,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,159,920.00
Periodic payment — Principal & Interest (monthly)$7,483.41
Additional monthly expenses (strata, tax, utilities, etc.)$1,077.04
Total monthly cost$8,560.45
Interest paid over 5-yr term$332,436.41
Balance at end of term$1,043,351.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$119,990
Stress test qualifying rate8.09%
Payment you must qualify for$10,226.54

Cash Needed at Closing

Minimum down payment$119,990
Estimated BC PTT$26,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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