Property Type: Condo / ApartmentOwnership: Strata

13419 Lakeshore Drive S Unit# 201

Summerland, BC V0H1Z1

$1,395,000

2 bed2 bath2 parking2,119 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$442/mo
Annual property tax
$7,018.82

Interior

Heating
Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco, Other
View
Lake view, Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on lake
Pool
Pool, Outdoor pool

Building

Roof
Other, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level10'7'' x 11'2''
3pc BathroomMain level
OtherMain level13'5'' x 7'0''
5pc Ensuite bathMain level9'0'' x 13'4''
Primary BedroomMain level13'4'' x 14'0''
Living roomMain level14'0'' x 12'0''
Dining roomMain level14'0'' x 10'0''
KitchenMain level14'7'' x 8'7''
MediaMain level15'0'' x 17'6''
Utility roomMain level7'0'' x 7'1''
FoyerMain level11'6'' x 7'11''

Listing Information

MLS®
10396560
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Experience elevated Okanagan living in this fully upgraded, non-standard 2,119 sq ft condo in Summerland. This bright, modern residence features an open-concept layout, light white-washed oak flooring, and a rare open-concept, spa-inspired ensuite - a combination unique to this unit. Step out onto the large luxury deck and enjoy stunning lake views from your own private pool, an exclusive upgrade included in the price. Inside, the home showcases a sleek design, enhanced by high-end finishes and thoughtful customizations throughout. The owner invested in several significant upgrades, including a waterfall countertop island, and expanded laundry and media rooms for added space and comfort. This exceptional unit offers a level of quality and design well beyond standard, delivering the ultimate Okanagan lifestyle. Price + GST. (id:63159)

Values & Trends

This listing

$658/sqft

Building average

$738/sqft

1 active listing(s)

Lower Town average

$459/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.9 km
Summerland Montessori School(Independent)Elementary2.3 km
Unisus Senior School(Independent)Secondary3.1 km
Unisus Junior School(Independent)Elementary3.1 km
Trout Creek ElementaryElementary4.1 km
Naramata ElementaryElementary4.4 km
West Bench ElementaryElementary11.5 km
Queens Park ElementaryElementary12.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Shaughnessy’s Cove · 12817 South Lakeshore Drive281 m

Cafes (1)

  • Unnamed236 m

Parks (3)

  • Unnamed272 m
  • Kinsmen Park462 m
  • Peach Orchard Beach Park636 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,116,000.00
Periodic payment — Principal & Interest (monthly)$7,200.05
Additional monthly expenses (strata, tax, utilities, etc.)$1,132.57
Total monthly cost$8,332.62
Interest paid over 5-yr term$319,848.81
Balance at end of term$1,003,845.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,846.60

Cash Needed at Closing

Minimum down payment$114,500
Estimated BC PTT$25,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$141,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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