Property Type: Detached HouseOwnership: Freehold

1345 3 Highway

Osoyoos, BC V0H1V6

$675,000

1 bed2 full, 2 half bath3 parking1,062 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
16.52 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,656.64

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown

Building

Roof
Metal, Unknown

Parking

Total spaces
3 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomSecond level23'0'' x 12'8''
OtherMain level11'6'' x 5'11''
Living roomMain level11'4'' x 18'5''
KitchenMain level11'4'' x 12'8''
Dining roomMain level11'6'' x 8'1''
Primary BedroomMain level11'6'' x 10'10''
3pc BathroomMain level
2pc BathroomSecond level

Listing Information

MLS®
10390677
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

ONE OF THE BEST VIEWS IN THE ENTIRE OKANAGAN ON 16.52 ACRES! This small two story off grid 1 Bed, 2 Bath cottage is nestled in the iconic South Okanagan landscapes, nature trails, and perfect for birding. Rare desert flora, fauna and xeriscape plants line the hillsides. Experience your very own nature reserve right outside your doorstep as well as night sky perfect for astronomy. Well produces 26 GPM and present pump provides 7GPM, upper area and has a water license in place. Just a short 10 min drive to Osoyoos downtown shopping and to sandy beaches, restaurants, recreation, the best wineries, multiple golf courses and close to Mt. Baldy ski resort! Call to see this lovely home today! (id:63159)

Values & Trends

This listing

$636/sqft

Building average

No other active listings in this building

Osoyoos average

$562/sqft

130 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary4.8 km
Osoyoos SecondarySecondary5.6 km
Senpaq'cin School(Independent)Elementary20.6 km
Tuc-el-Nuit ElementaryElementary21.7 km
Southern Okanagan SecondarySecondary21.9 km
Southern Okanagan AltSecondary21.9 km
Oliver ElementaryElementary22.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (strata, tax, utilities, etc.)$274.39
Total monthly cost$3,758.28
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.70

Cash Needed at Closing

Minimum down payment$42,500
Estimated BC PTT$11,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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