Property Type: Detached HouseOwnership: Freehold

13475 Cedar Rd

Ladysmith, BC V9G1H5

$1,150,000

2 bed1 bath10 parking960 sqftBuilt 2015
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
9.35 acres
Zoning
Agricultural

A-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,010

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
OtherOther10' x 10'
BedroomMain level11'5 x 9'2
Primary BedroomMain level11'5 x 11'0
BathroomMain level4-Piece
Dining roomMain level11'6 x 15'3
KitchenMain level10'6 x 8'4
Living roomMain level16'0 x 14'10
Laundry roomMain level7'6 x 8'0
WorkshopOther40'0 x 24'0

Listing Information

MLS®
1039316
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Built in 2015 and meticulously maintained, this 2 bedroom, 1 bathroom, 960 sq ft home sits on 9.35 acres of ALR land offering privacy, space, and flexibility for a variety of rural lifestyles. The property includes a detached 960 sq ft shop with 10 ft ceilings, a new hot water tank (2026), and a fully insulated pump house, ideal for storage, hobbies, equipment, or workspace needs, plus a convenient carport for additional covered parking. The property is also equipped with a UV filtration system for the well water, offering added peace of mind. Enjoy peaceful outdoor living with a covered area perfect for year-round enjoyment, a fire pit gathering space, and even a pond. Plenty of usable land offers potential for gardening, animals, or future ideas. Located just a short drive to both Cedar and Ladysmith with easy highway access for commuting convenience. A rare opportunity to own a manageable acreage with a newer home and impressive shop in a quiet yet accessible location. Measurements are approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$1,198/sqft

Building average

No other active listings in this building

Ladysmith average

$539/sqft

69 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Oyster ElementaryElementary213 m
Ladysmith IntermediateElementary5.7 km
Cedar ElementaryElementary5.8 km
Ladysmith SecondarySecondary6.0 km
Ladysmith PrimaryElementary6.2 km
Stz'uminus Senior Secondary(Independent)Secondary7.8 km
Cedar SecondarySecondary8.0 km
Qwam Qwum Stuwixwulh Community SchoolElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$298.83
Total monthly cost$6,234.36
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information