Property Type: Detached HouseOwnership: Freehold

426 & 426A Buller St

Ladysmith, BC V9G1T4

$828,000

3 bed2 bath6 parking946 sqftBuilt 1920
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Property Details

Property & Lot

Sub-type
House
Lot size
7,200 square feet
Zoning
Residential

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,586.88

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view
Lot features
Central location, Level lot, Other, Marine Oriented

Building

Parcel ID (PID)
000-753-700

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
PorchOther4'11 x 12'2
BedroomOther11'3 x 12'1
BathroomOther7'3
EntranceOther12'4 x 12'7
Living roomOther11'5 x 14'10
KitchenOther11'5 x 10'2
PorchMain level5'6 x 14'10
Dining roomMain level12'11
KitchenMain level12'11
Living roomMain level15'5 x 12'11
BathroomMain level7'10
Primary BedroomMain level15'5 x 11'8
BedroomMain level14'2 x 11'8

Listing Information

MLS®
1044674
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Two homes, one property, and plenty of possibilities. This exceptional opportunity offers a rare combination of versatility, flexibility, and opportunity, with two separate homes on one parcel. Ideal for multi-generational living, extended family, guests, or rental income, this property provides options that are difficult to find. The primary residence character home offers 2 bedrooms and 1 bathroom as well as an unfinished basement, while the second rancher style home, built in 2019 & tenanted provides one bedroom and one bathroom, complete with new home warranty coverage. Both residences feature durable concrete board siding, vinyl thermal windows, and electric baseboard heating. The primary home is fitted with PEX plumbing, upgraded electrical service & approx. 2014 roof. Enjoy two independent fenced yards, covered patios and porches, mature cherry trees, and ample parking. The location is hard to beat, with all levels of school, downtown shopping, the recreation centre, and the Holland Creek trails all within walking distance. Whether you are looking for a flexible family property, additional accommodation, rental potential, or simply the opportunity to make the character home your own, this property delivers outstanding possibilities in a highly convenient Ladysmith location. Measurements are approx. verify if important. Don’t miss out on this gem. Check it out today! (id:63159)

Values & Trends

This listing

$875/sqft

Building average

No other active listings in this building

Ladysmith average

$544/sqft

69 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith IntermediateElementary205 m
Ladysmith PrimaryElementary278 m
Ladysmith SecondarySecondary297 m
Stz'uminus Senior Secondary(Independent)Secondary3.8 km
North Oyster ElementaryElementary6.1 km
Chemainus Elementary Community SchoolElementary9.6 km
Thetis Island ElementaryElementary10.0 km
Chemainus SecondaryK-1210.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Phoenix452 m
  • Rita's Apron Pot Pies and More · 720 First Avenue482 m
  • Appetit Food for Thought · 534 First Avenue505 m
  • Zack's Lounge · 530 First Avenue510 m
  • Mr. Teriyaki & Miss Sushi · 821 First Avenue531 m

Cafes (5+)

  • Jas Cafe · 440 4th Avenue264 m
  • Old Town Bakery · 512 First Avenue522 m
  • 49th Parallel Cafe581 m
  • Plantitude583 m
  • Iron Works Cafe & Creperie · 422 Esplanade Avenue670 m

Grocery (1)

  • Country Grocer · 1020 First Avenue559 m

Parks (5+)

  • Spirit Square315 m
  • Lions Park357 m
  • Queen's Park644 m
  • Aggie Fields658 m
  • Rotary Memorial Peace Garden & Cenotaph · 1010 Esplanade Avenue691 m

Shopping (3)

  • The Worldly Gourmet · 522 First Avenue517 m
  • Canvas Plus · 428 First Avenue547 m
  • Budget Blinds · 19 High Street574 m

Gyms (5+)

  • Frank Jamison Community Center264 m
  • Body Resource Studio455 m
  • Ladysmith Shaolin Martial Arts · 25 High Street549 m
  • CrossFit Ladysmith · 529 First Avenue552 m
  • Lift Haus · 19 High Street562 m

Pharmacies (1)

  • Pharmasave · 441 First Avenue587 m

Banks & ATMs (3)

  • CIBC · 540 First Avenue503 m
  • RBC · 521 First Avenue560 m
  • Ladysmith and District Credit Union · 330 First Avenue597 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$662,400.00
Periodic payment — Principal & Interest (monthly)$4,273.58
Additional monthly expenses (strata, tax, utilities, etc.)$512.57
Total monthly cost$4,786.15
Interest paid over 5-yr term$189,845.74
Balance at end of term$595,830.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,800
Stress test qualifying rate8.09%
Payment you must qualify for$5,922.57

Cash Needed at Closing

Minimum down payment$57,800
Estimated BC PTT$14,560
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,860

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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