Property Type: DuplexOwnership: Freehold

1360 Elm Street

Kelowna, BC V1Y3W6

$1,079,000

7 bed4 full, 2 half bath6 parking3,518 sqftBuilt 1967
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$5,024.94

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Wood, Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomBasement7'3'' x 11'1''
BedroomBasement7'4'' x 11'2''
Recreation roomBasement15'4'' x 19'
4pc BathroomSecond level7'1'' x 8'3''
BedroomSecond level7'6'' x 7'1''
BedroomSecond level11'9'' x 12'4''
Primary BedroomSecond level12'2'' x 12'4''
2pc BathroomMain level3'1'' x 6'2''
KitchenMain level10'2'' x 16'3''
Living roomMain level12'9'' x 17'2''
StorageBasement11'9'' x 3'6''
Utility roomBasement7'8'' x 3'5''
Laundry roomBasement19'5'' x 11'1''
Recreation roomBasement19'5'' x 15'6''
4pc BathroomSecond level7'3'' x 8'3''
BedroomSecond level12'1'' x 11'9''
Primary BedroomSecond level12'1'' x 12'1''
BedroomSecond level7'4'' x 7'5''
2pc BathroomMain level3'2'' x 6'2''
KitchenMain level10'7'' x 10'2''
Dining roomMain level5'8'' x 10'2''
Living roomMain level12'8'' x 17'2''

Listing Information

MLS®
10384495
Listed
May 1, 2026
Time on market
On the market for 122 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Full duplex in one of Kelowna's Core neighbourhoods. This core neighbourhood ensures consistent demand, strong rental yields, and sustained property value growth. With two independent units, the duplex provides income streams, offering flexibility for owner-occupancy with supplemental rental income or a fully tenanted asset for maximum cash flows. This duplex would also work well for multi-family living, as each unit is independent. One side is 1822.94 sq ft, and the other side is 1695.18 sq ft. A larger lot that provides space for kids, families, or gardens. Opportunity down the road to redevelop. Reach out and schedule a showing today. (id:63159)

Values & Trends

This listing

$307/sqft

Building average

No other active listings in this building

Glenmore average

$511/sqft

5 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary556 m
Glenmore ElementaryElementary1.1 km
A S Matheson ElementaryElementary1.8 km
St Joseph Elementary School(Independent)Elementary1.8 km
Central SecondarySecondary1.9 km
Central School ProgramsK-121.9 km
The Balsam School(Independent)Elementary2.0 km
Watson Road ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Lombardy Park310 m
  • Jack Robertson Memorial Park333 m
  • Duggan Park341 m
  • Bankhead Park381 m
  • Redlich Pond Park565 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$863,200.00
Periodic payment — Principal & Interest (monthly)$5,569.07
Additional monthly expenses (strata, tax, utilities, etc.)$594.74
Total monthly cost$6,163.82
Interest paid over 5-yr term$247,395.60
Balance at end of term$776,451.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,659.66

Cash Needed at Closing

Minimum down payment$82,900
Estimated BC PTT$19,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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