Property Type: Detached HouseOwnership: Freehold

1392 Elm Street

Kelowna, BC V1Y3W6

$714,500

3 bed2 bath1 parking1,780 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,289

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomLower level5'7'' x 4'3''
Recreation roomLower level13' x 23'5''
BedroomLower level8'2'' x 10'9''
KitchenLower level8'4'' x 10'9''
3pc BathroomLower level5'4'' x 10'10''
Family roomLower level15'6'' x 11'10''
BedroomMain level10'11'' x 10'6''
4pc BathroomMain level4'11'' x 10'6''
Primary BedroomMain level13'4'' x 11'2''
Dining roomMain level9'11'' x 10'8''
Living roomMain level16'7'' x 14'8''
KitchenMain level10'7'' x 10'8''

Listing Information

MLS®
10394324
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Exceptional Value in this centrally located home in the heart of Glenmore! All the big ticket items recently replaced including new roof 2026, new furnace & air conditioner 2016, new hot water tank 2022, all front windows replaced 2022 and all back windows 2026. The main floor has a bright open concept living space with wood burning fireplace, kitchen with island and access to the large covered deck. There are 2 bedrooms on this level also with an updated 4 pce main bathroom. The lower level was previously used as an in-law suite with new 3 pce bathroom, large living area, bedroom and kitchenette. The garage has been converted to living space with electric baseboard heating, shared laundry and cabinetry, can be converted back to garage with new garage door. Bring your pets as the backyard is fully fenced with u/g irrigation and veggie gardens. Located just off Bernard Avenue in Glenmore this home is within walking and biking to an array of shops, cafes, breweries, parks, sports fields, transit and schools. With current MF1 zoning, this is a great holding property for an investor with potential income helper in-law suite. (id:63159)

Values & Trends

This listing

$401/sqft

Building average

No other active listings in this building

Glenmore average

$633/sqft

61 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary580 m
Glenmore ElementaryElementary1.2 km
A S Matheson ElementaryElementary1.7 km
St Joseph Elementary School(Independent)Elementary1.8 km
Central SecondarySecondary1.8 km
Central School ProgramsK-121.8 km
The Balsam School(Independent)Elementary2.0 km
Watson Road ElementaryElementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Browns Social House - Harvey · 1544 Harvey Avenue719 m
  • umé · 1470 Harvey Avenue722 m
  • K-Town Pizzeria · 1470 Harvey Avenue728 m

Parks (5+)

  • Duggan Park251 m
  • Bankhead Park331 m
  • Lombardy Park355 m
  • Jack Robertson Memorial Park412 m
  • Richmond Park585 m

Banks & ATMs (1)

  • Coast Capital Savings · 1544 Harvey Avenue720 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$571,600.00
Periodic payment — Principal & Interest (monthly)$3,687.77
Additional monthly expenses (strata, tax, utilities, etc.)$363.08
Total monthly cost$4,050.85
Interest paid over 5-yr term$163,822.20
Balance at end of term$514,156.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,450
Stress test qualifying rate8.09%
Payment you must qualify for$5,137.07

Cash Needed at Closing

Minimum down payment$46,450
Estimated BC PTT$12,290
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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