Property Type: Detached HouseOwnership: FreeholdNEW LISTING

987 Garland Street

Kelowna, BC V1Y3M9

$874,900

4 bed2 bath1 parking1,630 sqftBuilt 1932
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,982.66

Interior

Heating
Forced air
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level13'4'' x 7'10''
BedroomSecond level9'4'' x 7'4''
BedroomSecond level11'9'' x 9'11''
Primary BedroomSecond level11'9'' x 13'2''
4pc BathroomMain level9'3'' x 7'3''
BedroomMain level13'4'' x 7'11''
KitchenMain level15'7'' x 13'1''
Dining roomMain level12'1'' x 14'7''
Living roomMain level19'4'' x 15'1''

Listing Information

MLS®
10398772
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Some homes are built to impress. Others are built to be remembered. Tucked away on a peaceful Glenmore cul-de-sac sits one of the neighbourhood’s original homes—a place where lavender greets you at the front walk, mature gardens have been lovingly tended for years, and every slightly sloping floor and well-worn step tells part of its story. Originally built in the early 1930s and thoughtfully expanded with a permitted second-storey addition, this isn’t a home pretending to be new. It’s a home for someone who values authenticity over perfection, who dreams of harvesting fresh fruit from their own backyard, growing vegetables, enjoying quiet evenings on the covered porch, and living in one of Kelowna’s most established neighbourhoods. Set on a 0.21-acre lot with MF1 zoning, the property offers 10+ organically managed fruit trees, raspberry bushes, deer fencing, a detached garage and room to garden, create and make it your own. Walk to nearby parks and tennis courts, the Rail Trail, shops, coffee, brewery and everyday amenities, with Knox Mountain, schools, downtown and the new Parkinson Recreation Centre just minutes away. If you’ve been searching for perfectly level floors and a cookie-cutter home, this probably isn’t the one. If you’ve been hoping to find a home with genuine warmth, nearly a century of history, and the freedom to continue making it your own, you may have just found something truly special. (id:63159)

Values & Trends

This listing

$537/sqft

Building average

No other active listings in this building

Glenmore average

$631/sqft

61 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary650 m
Glenmore ElementaryElementary876 m
The Balsam School(Independent)Elementary1.8 km
Watson Road ElementaryElementary2.2 km
Central School ProgramsK-122.2 km
Central SecondarySecondary2.2 km
St Joseph Elementary School(Independent)Elementary2.3 km
A S Matheson ElementaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Buffalo Rouge Brewing Co. · 1111 Gordon Drive613 m

Cafes (4)

  • Craft 42 Roasters · 1178 High Road685 m
  • The Bright Lab703 m
  • Bright Jenny · 984 Laurel Avenue710 m
  • Bright Jenny · 984 Laurel Avenue710 m

Parks (5+)

  • Hartwick Park173 m
  • Sonora Park515 m
  • Redlich Pond Park535 m
  • Lombardy Park644 m
  • Jack Robertson Memorial Park768 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($62,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$699,920.00
Periodic payment — Principal & Interest (monthly)$4,515.65
Additional monthly expenses (strata, tax, utilities, etc.)$413.89
Total monthly cost$4,929.53
Interest paid over 5-yr term$200,599.08
Balance at end of term$629,580.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,247.15

Cash Needed at Closing

Minimum down payment$62,490
Estimated BC PTT$15,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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