Property Type: Condo / ApartmentOwnership: Strata

1410 Penticton Avenue Unit# 101

Penticton, BC V2A2N5

$195,000

1 bed1 bath1 parking650 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$258/mo
Annual property tax
$1,263.25

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Covered

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Living roomMain level16' x 11'
Primary BedroomMain level10' x 10'
Dining roomMain level7' x 7'
KitchenMain level7' x 7'

Listing Information

MLS®
10397657
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Penticton Realty · Data source: CREA DDF.

Description

Located in Canyon Creek, this ground level end unit 1 bedroom, 1 bathroom condo is just steps away from the scenic walking paths along Penticton Creek. With 650 sq ft of living space, the unit boasts low strata fees of $258.17 per month, which includes hot water. The shared coin-operated laundry adds convenience, while the covered parking stall and storage locker provide extra value. No age restrictions, rentals allowed, and one pet permitted with strata approval, making it an ideal investment opportunity or perfect for a first-time home buyer. All measurements are approximate. Call listing agent today for a viewing. (id:63159)

Values & Trends

This listing

$300/sqft

Building average

$293/sqft

4 active listing(s)

Columbia/Duncan average

$343/sqft

4 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Entre-lacsElementary/Middle520 m
Columbia ElementaryElementary551 m
Holy Cross School(Independent)Elementary/Middle1.6 km
Uplands ElementaryElementary1.7 km
Penticton Christian School(Independent)K-121.7 km
ConnectEd - Alternative ProgramsSecondary1.7 km
Penticton SecondarySecondary1.8 km
Secondaire de PentictonSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Cascade Gardens Park · 1458 Penticton Avenue195 m
  • McNicoll Park627 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$156,000.00
Periodic payment — Principal & Interest (monthly)$1,006.46
Additional monthly expenses (strata, tax, utilities, etc.)$396.44
Total monthly cost$1,402.90
Interest paid over 5-yr term$44,710.05
Balance at end of term$140,322.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,424.51

Cash Needed at Closing

Minimum down payment$9,750
Estimated BC PTT$1,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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