Property Type: Detached HouseOwnership: Freehold

1416 Robertson Rd

Cortes Island, BC V0P1Z0

$955,000

3 bed2 bath4 parking2,118 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Lot size
4.8 acres
Zoning
Unknown

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,825

Interior

Heating
Heat Pump, Baseboard heaters, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
PantryMain level3'7 x 4'9
Laundry roomMain level7'8 x 8'8
KitchenMain level10'11 x 15'4
Dining roomMain level12'7 x 14'4
Dining nookMain level8'3 x 8'9
Living roomMain level21'4
EntranceMain level9'4
Family roomMain level13'11 x 20'9
BathroomMain level6'8 x 11'2
BedroomMain level9'7 x 14'3
BathroomSecond level4'10 x 7'8
BedroomSecond level10'3 x 11'10
Primary BedroomSecond level15'6

Listing Information

MLS®
1039641
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Custom-built 2,118 sq. ft. post-and-beam home on 4.8 private acres, just a 5-minute walk to Gorge Harbour Marina, store, pool, and public dock. Built with on-site milled Douglas fir and cedar, this warm and inviting 3-bedroom, 2-bath home features exposed beams, pine ceilings, and a bright open-concept layout. The landscaped, deer-fenced property includes approximately 3 acres of gardens and orchards, a greenhouse, and two seasonal streams. Enjoy views over the pond from the expansive 550 sq. ft. deck, perfect for entertaining or relaxing. The property is well-equipped for self-sufficient living with mature fruit trees, abundant water, fertile soil, and generator backup for essential appliances. Additional features include a 654 sq. ft. wired workshop with 220V service and a heated 558 sq. ft. garage/studio. A rare combination of privacy and convenience in the heart of Gorge Harbour. (id:63159)

Values & Trends

This listing

$451/sqft

Building average

No other active listings in this building

Cortes Island average

$656/sqft

12 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cortes Island SchoolElementary5.6 km
Quadra ElementaryElementary15.1 km
Surge Narrows ElementaryK-1215.9 km
Ecole Phoenix MiddleElementary18.6 km
Cedar ElementaryElementary19.1 km
Ecole Des Deux Mondes ElementaryElementary19.2 km
Carihi SecondaryElementary19.3 km
Secondaire CarihiSecondary19.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($70,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$764,000.00
Periodic payment — Principal & Interest (monthly)$4,929.07
Additional monthly expenses (strata, tax, utilities, etc.)$424.75
Total monthly cost$5,353.82
Interest paid over 5-yr term$218,964.60
Balance at end of term$687,220.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$70,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,801.50

Cash Needed at Closing

Minimum down payment$70,500
Estimated BC PTT$17,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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