Property Type: Detached HouseOwnership: Freehold

825 Austin Dr

Cortes Island, BC V0P1K0

$1,075,000

3 bed3 bath2 parking2,372 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
16,553 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,443.49

Interior

Heating
Baseboard heaters, Wood, Other, Other
Cooling / A/C
None
Fireplace
Yes (3)

Exterior & Lot

View
Lake view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Bonus RoomSecond level8'11 x 9'4
BathroomSecond level8'10 x 10'10
BedroomSecond level17'5 x 22'8
BathroomMain level8'2 x 8'10
BedroomMain level9'11 x 16'2
BathroomMain level5'1 x 10'8
Primary BedroomMain level14'8 x 17'4
KitchenMain level12'9
Living roomMain level
Dining roomMain level17'5
EntranceMain level4'10 x 8'2

Listing Information

MLS®
1027325
Listed
March 6, 2026
Time on market
On the market for 178 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Located in Mansons Landing on Cortes Island, this 2,372 sq ft 3 bed/3 bath, home sits just uphill from Hague Lake, known for its sandy beaches and great swimming, and is walking distance to groceries, cafe, community hall and more. The timber frame construction boasts high ceilings and an open floor plan, with exposed beams, large windows and peekaboo lake views. A variety of berries and fruit trees form part of the thoughtful landscaping which is surrounded by a 550 sq ft heated garage/workshop, two discreet storage containers, a greenhouse, and a garden shed. A water catchment and automated irrigation system make maintenance effortless. Radiant in floor heat, LINCAR cookstove, pellet stove and backup generator create a cozy space in all seasons. Private beach access on the shared lakefront lot is the cherry on top. Island living at its finest! (id:63159)

Values & Trends

This listing

$453/sqft

Building average

No other active listings in this building

Cortes Island average

$656/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cortes Island SchoolElementary365 m
Quadra ElementaryElementary16.8 km
Ecole Phoenix MiddleElementary19.7 km
Cedar ElementaryElementary19.9 km
Ècole Willow Point ElementaryElementary19.9 km
Mer-et-montagneElementary/Middle20.0 km
Pinecrest ElementaryElementary20.1 km
Carihi SecondaryElementary20.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (2)

  • Cortes Natural Food Coop · Sutil Point Road127 m
  • Market142 m

Nearby places data: © OpenStreetMap contributors.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$860,000.00
Periodic payment — Principal & Interest (monthly)$5,548.43
Additional monthly expenses (strata, tax, utilities, etc.)$489.29
Total monthly cost$6,037.72
Interest paid over 5-yr term$246,478.47
Balance at end of term$773,572.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,631.98

Cash Needed at Closing

Minimum down payment$82,500
Estimated BC PTT$19,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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