Property Type: Detached HouseOwnership: Freehold

14207 Victoria Road N

Summerland, BC V0H1Z0

$575,000

3 bed1 bath2 parking1,137 sqftBuilt 1920
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,122.33

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Vinyl, Wood

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
SunroomMain level9'4'' x 11'
4pc BathroomMain level
SunroomMain level7'2'' x 14'2''
SunroomMain level9'2'' x 13'8''
BedroomMain level12'3'' x 9'2''
BedroomMain level10'10'' x 12'6''
Primary BedroomMain level10'11'' x 12'6''
KitchenMain level11'9'' x 15'5''
Dining roomMain level13'3'' x 16'7''
Living roomMain level15'7'' x 13'5''

Listing Information

MLS®
10381440
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Quick possession possible! Fall in love with this charming home filled with character from the original fir floors to the high ceilings just waiting for your renovating and refinishing ideas. Wood fireplace in the living room plus an impressive archway dividing the adjoining dining area with built-in hutch. 3 good sized bedrooms all on the main level. Front bedroom has a separate door to the enclosed porch with French doors, perfect for a home-based business office. Deep baseboards and wide casings through out are an appreciation of quality from the past. The functional & more modern kitchen provides access to the back sunroom and staircase to the unfinished basement. There is also a bonus attic space for potential development or additional storage. Detached 26' wide by 22' deep garage/workshop with power is another great asset to this project property. Roof replaced in 2025. Located just steps to town with flat and easy walking to all amenities. (id:63159)

Values & Trends

This listing

$506/sqft

Building average

No other active listings in this building

Main Town average

$474/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12476 m
Summerland Montessori School(Independent)Elementary999 m
Unisus Junior School(Independent)Elementary3.0 km
Unisus Senior School(Independent)Secondary3.0 km
Trout Creek ElementaryElementary5.7 km
Naramata ElementaryElementary6.6 km
West Bench ElementaryElementary12.3 km
Queens Park ElementaryElementary13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed414 m

Cafes (2)

  • Sunflower Café · 13229 Victoria Road North346 m
  • The Beanery Cafe · 13016 Victoria Road North533 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North250 m

Parks (5+)

  • Julia St. Kinsmen Park178 m
  • Unnamed297 m
  • Unnamed409 m
  • Turner St. Park440 m
  • Highway Park466 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue484 m

Pharmacies (2)

  • Shoppers Drug Mart269 m
  • Pharmasave632 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North296 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$317.19
Total monthly cost$3,284.96
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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