10216 Lumsden Avenue
Summerland, BC V0H1Z8
$675,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 2 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,774
Interior
- Heating
- Baseboard heaters, Electric
- Fireplace
- None
Exterior & Lot
- Exterior features
- Stucco, Vinyl siding
Building
- Foundation
- Stone, See Remarks
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 5 — uncovered indicated
- Features
- RV, Oversize, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 4' x 6' |
| Den | Main level | 9' x 8'6'' |
| Bedroom | Main level | 11' x 10' |
| Bedroom | Main level | 11' x 11'6'' |
| Full bathroom | Main level | — |
| Primary Bedroom | Main level | 12' x 11' |
| Kitchen | Main level | 10' x 7'6'' |
| Living room | Main level | 18' x 13' |
| Dining room | Main level | 15' x 13' |
Listing Information
- MLS®
- 10395558
- Listed
- July 23, 2026
- Time on market
- On the market for 39 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Prime 2-acre agricultural property just minutes from downtown Summerland. Discover an exceptional opportunity to own 2 acres of level, productive land in one of Summerland's most desirable rural locations. Situated within the ALR and only a 4-minute drive to downtown, this property offers the perfect balance of peaceful country living with convenient access to shopping, restaurants, schools, and everyday amenities. Planted with a variety of fruit trees and zoned AG1 – Small Holdings, the property offers excellent flexibility for agricultural and rural lifestyle uses. Zoning may permit a secondary dwelling, agri-tourism, farm retail sales, home-based businesses, and farm worker accommodation, making this an outstanding opportunity to live, work, and invest in the South Okanagan. Buyers should verify permitted uses with the District of Summerland. The completely flat, usable land is ideal for expanding the existing orchard, creating a hobby farm, or developing a productive agricultural operation. The existing home is considered to have limited value, allowing you to focus on the incredible potential of the land. A large detached shop provides excellent space for equipment, vehicles, storage, or workshop use. Whether you're an orchardist, entrepreneur, investor, or seeking a rural lifestyle close to town, opportunities like this are increasingly rare. Productive acreage, versatile AG1 zoning, a substantial shop, and an unbeatable location make this an exceptional offering. (id:63159)
Values & Trends
This listing
$539/sqft
Building average
—
No other active listings in this building
Summerland Rural average
$767/sqft
27 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
17°C
—
Humidity 56%
Wind SW 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Summerland Montessori School(Independent) | Elementary | 1.2 km |
| Unisus Junior School(Independent) | Elementary | 1.8 km |
| Unisus Senior School(Independent) | Secondary | 1.8 km |
| Summerland Secondary | K-12 | 1.8 km |
| Trout Creek Elementary | Elementary | 5.5 km |
| Naramata Elementary | Elementary | 7.5 km |
| West Bench Elementary | Elementary | 10.9 km |
| Queens Park Elementary | Elementary | 12.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Dale Meadows Park793 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.