Property Type: Land / LotOwnership: Strata

14304 MAIA Lane

Gray Creek, BC V0B1S0

$105,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.27 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$283/mo
Annual property tax
$521

Interior

Fireplace
None

Listing Information

MLS®
10362557
Listed
September 11, 2025
Time on market
On the market for 354 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Bayview Cabins at the Lake! This .27 of an acre lot is located in a small lakeside strata development is the perfect spot to consider if you are looking to build either a year round home or seasonal cottage at Kootenay Lake. Community water and sewage disposal is in place and power is readily available for you. There is a registered Building Scheme in place and as such you must construct a log home or timber frame home when you are ready, there is no set time that you have to begin construction. The Building Scheme does not allow for RVs and travel trailers on the vacant lots. Enjoy the amenities such as the shared common area, paved roads, gazebo and of course Kootenay Lake waterfront with a small boat launch suitable for canoes, kayaks or other similar vessels. Kokanee Springs Golf Course is just a short drive north as are all the artisan shops and quaint restaurants in the community of Crawford Bay. If you are looking for the Kootenay Lake lifestyle, Bayview Cabins at the Lake is an affordable option for lakefront living, this property is currently listed BELOW the BC Assessed value, call your REALTOR for all the details and imagine yourself living here. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-1211.2 km
Redfish Elementary SchoolElementary18.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$84,000.00
Periodic payment — Principal & Interest (monthly)$541.94
Additional monthly expenses (strata, tax, utilities, etc.)$326.75
Total monthly cost$868.69
Interest paid over 5-yr term$24,074.64
Balance at end of term$75,558.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,250
Stress test qualifying rate8.09%
Payment you must qualify for$767.04

Cash Needed at Closing

Minimum down payment$5,250
Estimated BC PTT$1,050
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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