Property Type: Detached HouseOwnership: Freehold

144 Christie Mountain Lane

Okanagan Falls, BC V0H1R3

$975,000

4 bed3 bath2 parking3,445 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.53 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,152

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level
BedroomSecond level12'7'' x 12'6''
BedroomSecond level10'6'' x 10'6''
4pc Ensuite bathSecond level
Primary BedroomSecond level14'1'' x 16'6''
Family roomSecond level15'6'' x 18'11''
Dining roomSecond level9'5'' x 13'11''
Living roomSecond level13' x 18'11''
Dining nookSecond level8'8'' x 13'
KitchenSecond level14'8'' x 13'6''
Utility roomMain level9' x 5'5''
Laundry roomMain level9'9'' x 16'3''
3pc BathroomMain level
StorageMain level14'6'' x 12'11''
Recreation roomMain level14'8'' x 20'2''
OfficeMain level15'10'' x 15'1''
BedroomMain level14'8'' x 13'3''

Listing Information

MLS®
10375433
Listed
February 14, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

STILLNESS, SKY & LAKEVIEWS. Welcome to Heritage Hills, where nature, privacy and community come together above Skaha Lake. This 4 BED + OFFICE / 3 BATH home backs onto CROWN LAND, offers your own HOBBY VINEYARD, wildlife sightings and a rare sense of space beyond your fence line. Designed for everyday comfort and entertaining, the main floor features HARDWOOD FLOORS, a bright kitchen with peekaboo lake views and sunset exposure, and TWO GAS FIREPLACES including a striking THREE-SIDED fireplace with craftsman stonework. The PRIMARY SUITE is a true retreat with walk-in closet, 4pc ensuite and French doors leading to the private backyard. The lower level adds flexibility with a large REC ROOM, additional bedroom and bath, plus plumbing in place for a FUTURE KITCHENETTE ideal for extended family or guests. Thoughtful upgrades include NEWER ROOF, furnace, hot water tank, heat pump, HEATED FLOORS with porcelain tile, new baseboards, newer appliances, and plumbing. Outside, enjoy a usable backyard with PERGOLA, new stone veneer accents and established fruit trees including plum, apple, cherry, peach, nectarine, grapevines and strawberries. DOUBLE GARAGE + RV PARKING. Quietly exceptional, a well established neighbourhood with nearby parks, trails, school bus service & transit access. Executive living. Natural surroundings. Space to breathe. (id:63159)

Values & Trends

This listing

$283/sqft

Building average

No other active listings in this building

Okanagan Falls average

$536/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kaleden ElementaryElementary3.3 km
Okanagan Falls ElementaryElementary6.8 km
Princess Margaret SecondarySecondary7.1 km
Wiltse ElementaryElementary7.8 km
Columbia ElementaryElementary9.4 km
Holy Cross School(Independent)Elementary/Middle9.6 km
Penticton Christian School(Independent)K-1210.0 km
Entre-lacsElementary/Middle10.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$780,000.00
Periodic payment — Principal & Interest (monthly)$5,032.30
Additional monthly expenses (strata, tax, utilities, etc.)$518.00
Total monthly cost$5,550.30
Interest paid over 5-yr term$223,550.24
Balance at end of term$701,612.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,939.91

Cash Needed at Closing

Minimum down payment$72,500
Estimated BC PTT$17,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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