Property Type: Detached HouseOwnership: Freehold

174 Christie Mountain Lane

Okanagan Falls, BC V0H1R0

$1,174,000

3 bed3.5 bath4 parking3,046 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.51 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,779.93

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement4'6'' x 10'2''
StorageBasement27'10'' x 8'1''
StorageBasement10'0'' x 11'6''
Recreation roomBasement25'10'' x 18'4''
BedroomBasement12'5'' x 11'4''
BedroomBasement12'5'' x 12'0''
4pc BathroomBasement5'4'' x 9'11''
OtherMain level7'4'' x 6'0''
Primary BedroomMain level14'11'' x 13'8''
Mud roomMain level8'0'' x 12'5''
Living roomMain level16'11'' x 18'11''
Laundry roomMain level7'2'' x 10'1''
KitchenMain level13'5'' x 10'0''
FoyerMain level10'1'' x 6'5''
Dining roomMain level13'8'' x 11'9''
OtherMain level17'5'' x 12'11''
5pc Ensuite bathMain level14'8'' x 12'11''
2pc BathroomMain level4'1'' x 7'0''

Listing Information

MLS®
10394919
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Enjoy breathtaking lake views from this immaculate 3 bedroom, 3 bathroom home in the sought-after Heritage Hills community. Built in 2003 the original owners have kept this property beautifully maintained offering the perfect blend of comfort, efficiency, and Okanagan living. The main floor features a spacious primary suite with patio access, a walk-in closet, blackout blinds, and a 5-piece ensuite with a linen closet. The bright living room centers around a cozy gas fireplace, while the kitchen offers stainless steel appliances and opens onto a view deck complete with power blinds for year-round comfort. A 2-piece powder room, a laundry room with a sink, and an oversized double garage with epoxy flooring and a 50amp electric vehicle hookup complete the main level. The lower-level features two additional bedrooms, a spacious family room 2 walkout patio entrances and plenty of storage. Additional upgrades include new triple-pane, multi-locking, tilt-and-turn windows and doors by Innotech, an updated high-efficiency furnace and AC, HRV system, solar panels installed in 2021, central vacuum, and a UV water filtration system. Beyond the home, Heritage Hills is known for its peaceful setting, quiet streets, and close proximity to parks, walking trails, and outdoor recreation, offering the perfect balance of privacy, convenience, and the natural beauty of the Okanagan Valley. (id:63159)

Values & Trends

This listing

$385/sqft

Building average

No other active listings in this building

Eastside/Lkshr Hi/Skaha Est average

$500/sqft

12 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kaleden ElementaryElementary3.5 km
Princess Margaret SecondarySecondary6.8 km
Okanagan Falls ElementaryElementary7.1 km
Wiltse ElementaryElementary7.4 km
Columbia ElementaryElementary9.1 km
Holy Cross School(Independent)Elementary/Middle9.3 km
Penticton Christian School(Independent)K-129.7 km
Entre-lacsElementary/Middle9.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($92,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$939,200.00
Periodic payment — Principal & Interest (monthly)$6,059.40
Additional monthly expenses (strata, tax, utilities, etc.)$550.33
Total monthly cost$6,609.73
Interest paid over 5-yr term$269,177.42
Balance at end of term$844,813.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$92,400
Stress test qualifying rate8.09%
Payment you must qualify for$8,317.13

Cash Needed at Closing

Minimum down payment$92,400
Estimated BC PTT$21,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$115,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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