144 Silversage Terrace Lot# 1
Vernon, BC V1H2J7
$499,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.49 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Strata / maintenance fee
- $166/mo
- Annual property tax
- $3,119.76
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view, Valley view, View (panoramic), Unknown
Listing Information
- MLS®
- 10370548
- Listed
- December 3, 2025
- Time on market
- On the market for 271 days
- Data last synced
- August 28, 2026
Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.
Description
Are you looking for the perfect lot to build your dream home? Imagine breathing in sunrise and exhaling sunset—peace and possibility in every moment. As you wind along Vernon’s Bella Vista, your shoulders drop and your spirit lifts. Passing through the gates of Watermark at The Rise, your world opens with opportunity. This stunning lot is perfectly positioned for your private Okanagan oasis, offering sweeping valley and lake views, gentle breezes, and the scent of sage and lavender. It invites a visionary to transform raw potential into a custom retreat that reflects everything you seek. Just a short cart ride to the Fred Couples–designed Rise Golf Course, with fine dining, wineries, hiking, biking, and skiing nearby, this property offers luxury, lifestyle, and lock-and-leave living—with no timeline to build. GST Applicable. By appointment only; gated access. (id:63159)
Location Insights
Weather
16°C
—
Humidity 69%
Wind ESE 14 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 2.1 km |
| Ellison Elementary | Elementary | 2.7 km |
| Clarence Fulton Secondary | Elementary | 3.1 km |
| Mission Hill Elementary | Elementary | 4.9 km |
| Alexis Park Elementary | Elementary | 5.5 km |
| St James(Independent) | Elementary | 6.0 km |
| Ecole Beairsto Elementary | Elementary | 6.1 km |
| W.L. Seaton Secondary | Secondary | 6.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Kin Beach762 m
Nearby places data: © OpenStreetMap contributors.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.