Property Type: Land / LotOwnership: Freehold

215 Harvest Court

Vernon, BC V1H1Z9

$405,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.33 acres
Frontage
167 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,687.24

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, View (panoramic)

Restrictions & Policies

Pets
Allowed, Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10375430
Listed
February 14, 2026
Time on market
On the market for 198 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Build your dream home on this exceptional 0.33-acre corner lot in the highly sought-after Rise development. Well positioned to capture panoramic views of Okanagan Lake and the valley, this prime homesite offers added space and flexibility—ideal for maximizing your design, creating outdoor living areas, or a private side yard. Building plans are available to help bring your vision to life. The Rise is one of Vernon’s premier neighbourhoods, known for luxury homes, natural beauty, and an elevated lifestyle. It is home to the only Fred Couples Signature Golf Course in Western Canada, offering world-class golf with stunning lake views. Residents enjoy walking and biking trails, plus close proximity to The Edge Restaurant, Kin Beach, Paddlewheel Park boat launch, and local wineries. Silver Star Mountain Resort is just 40 minutes away for winter activities. With hydro, sewer, and water at the lot line, this R1-zoned property is ready for your custom home—an outstanding opportunity to build in a location that offers views, lifestyle, and long-term value. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary2.1 km
Ellison ElementaryElementary2.5 km
Clarence Fulton SecondaryElementary2.9 km
Mission Hill ElementaryElementary4.7 km
Alexis Park ElementaryElementary5.3 km
St James(Independent)Elementary5.8 km
Ecole Beairsto ElementaryElementary5.9 km
W.L. Seaton SecondarySecondary6.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$324,000.00
Periodic payment — Principal & Interest (monthly)$2,090.34
Additional monthly expenses (strata, tax, utilities, etc.)$223.94
Total monthly cost$2,314.27
Interest paid over 5-yr term$92,859.33
Balance at end of term$291,439.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,958.59

Cash Needed at Closing

Minimum down payment$20,250
Estimated BC PTT$6,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,850

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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