Property Type: Detached HouseOwnership: Freehold

145 ANN Street

Kitchener, BC N2B1Y2

$899,900

4 bed3 bath6 parking3,543 sqftBuilt 1951
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
2
Frontage
99 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,536.15

Interior

Basement
Finished, Full
Heating
Hot water radiator heat, Radiant heat, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave, Garage door opener

Exterior & Lot

Exterior features
Brick
Pool
Inground pool

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement11'1'' x 5'6''
Recreation roomBasement26'0'' x 17'10''
Laundry roomBasement10'4'' x 9'8''
Utility roomBasement10'4'' x 2'10''
DenBasement15'5'' x 10'7''
3pc BathroomBasement12'5'' x 3'8''
Living roomMain level22'2'' x 15'11''
KitchenMain level16'9'' x 12'8''
FoyerMain level9'10'' x 15'5''
Dining roomMain level22'0'' x 11'9''
Primary BedroomMain level15'10'' x 23'5''
BedroomMain level10'2'' x 13'3''
BedroomMain level10'6'' x 9'7''
BedroomMain level7'2'' x 12'9''
4pc BathroomMain level7'0'' x 8'10''
3pc Ensuite bathMain level7'1'' x 8'1''

Listing Information

MLS®
40846664
Listed
August 5, 2026
Time on market
On the market for 40 days
Data last synced
September 15, 2026

Listing provided by: Peak Realty Ltd. · Data source: CREA DDF.

Description

BUNGALOW living with your own private backyard oasis with inground pool. This spectacular ranch-style bungalow offers the perfect blend of comfort, elegance, and outdoor enjoyment.Featuring 4+1 bedrooms, 3 full bathrooms, an inground pool, and over 3,000 sq. ft. of finished living space Step inside to a spacious foyer that welcomes you into a beautifully updated kitchen complete with all appliances. The home features a large formal dining room and a stunning sunken living room surrounded by windows, creating a bright, sunroom-like atmosphere. The family room overlooks the professionally landscaped backyard, offering beautiful views year-round. Outside, you'll find a fully fenced, oversized yard highlighted by an inground concrete pool. Ideal for entertaining, relaxing, and enjoying summer with family and friends. The main floor offers 4 spacious bedrooms plus a dedicated office, providing plenty of room for families or those working from home. HEATED FLOORS in the living room add an extra touch of comfort and luxury. The finished basement provides additional living space with another bedroom, multiple bonus rooms, and abundant storage options+ full bathroom. Parking is exceptional, with space for five vehicles in the driveway, an attached double-car garage, plus a separate third garage that's perfect for motorcycles, lawn equipment, bicycles, or storing large outdoor items and garbage bins. LOT SIZE 99.36 X 166 A rare opportunity to enjoy resort-style living in the heart of the city. (id:63159)

Values & Trends

This listing

$254/sqft

Building average

No other active listings in this building

224 - Heritage Park/Rosemount average

$401/sqft

23 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$805.01
Total monthly cost$5,449.69
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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