Property Type: Condo / ApartmentOwnership: Strata

1488 Bertram Street Unit# 3202

Kelowna, BC V1Y0M6

$979,900

2 bed2 bath1 parking1,075 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$706/mo
Annual property tax
$2,470.49

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Concrete, Other
Pool
Outdoor pool

Building

Roof
Unknown, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level4'11'' x 8'5''
3pc Ensuite bathMain level8'1'' x 9'10''
BedroomMain level9'5'' x 10'10''
Primary BedroomMain level17' x 12'8''
Dining roomMain level9'9'' x 6'6''
KitchenMain level14'2'' x 16'2''
Living roomMain level9'9'' x 13'3''

Listing Information

MLS®
10396892
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Rennie & Associates Realty Ltd. · Data source: CREA DDF.

Description

Welcome to your Sub-Penthouse at Bertram, where every sunrise reflects across the shimmering waters of Okanagan Lake and every evening sparkles beneath the lights of downtown Kelowna. This exceptional corner residence showcases breathtaking panoramic lake and city views, an open-concept design bathed in natural light, and seamless indoor-outdoor living. Built by Mission Group, one of Kelowna’s premier developers, Bertram offers a rooftop pool, hot tub, fitness centre, and concierge service. Bagel Boys, BLK BOX, Safeway, Lagree, cafés, restaurants, banking, the waterfront, and countless downtown amenities are all just steps from your front door. Book your private showing today. (id:63159)

Values & Trends

This listing

$912/sqft

Building average

$844/sqft

8 active listing(s)

Kelowna North average

$696/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

81

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary618 m
Central School ProgramsK-12628 m
Central SecondarySecondary628 m
St Joseph Elementary School(Independent)Elementary868 m
Bankhead ElementaryElementary1.5 km
A S Matheson ElementaryElementary1.5 km
Raymer ElementaryElementary2.4 km
Kelowna SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kinton Ramen76 m
  • Naked Cafe · 571 Lawrence Avenue152 m
  • Soban Korean Bistro · 530 Bernard Avenue159 m
  • Dosa Crepe Café · 523 Bernard Avenue175 m
  • Bohemian Cafe & Catering Co. · 524 Bernard Avenue177 m

Cafes (5+)

  • The Nook Cafe + Bar · 567 Bernard Avenue56 m
  • Mad Mango Café · 551 Bernard Avenue108 m
  • Blend Bites Kelowna137 m
  • Chilango · 520 Bernard Avenue191 m
  • Switch Cafe231 m

Grocery (2)

  • Safeway · 697 Bernard Avenue114 m
  • GetintheLoop Grocery · 1353 Ellis Street444 m

Parks (5+)

  • Knowles Heritage Park498 m
  • Rowcliffe Park · 1850 Richter Street541 m
  • Stuart Park561 m
  • Kerry Park604 m
  • Martin Park702 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street452 m

Gyms (4)

  • Move & Flow · 589 Lawrence Avenue136 m
  • SPIN co · 410 Bernard Avenue313 m
  • BarreRoom · 410 Bernard Avenue315 m
  • Life Aesthetics Online Coaching · 1435 Water Street432 m

Pharmacies (3)

  • Shoppers Drug Mart · 597 Bernard Avenue33 m
  • Pharmasave · 505 Doyle Avenue322 m
  • Pharmasave409 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue12 m
  • First West Credit Union · 507 Bernard Avenue215 m
  • Canadian Western Bank246 m
  • Scotiabank · 488 Bernard Avenue249 m
  • TD · 1633 Ellis Street275 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$783,920.00
Periodic payment — Principal & Interest (monthly)$5,057.59
Additional monthly expenses (strata, tax, utilities, etc.)$965.43
Total monthly cost$6,023.02
Interest paid over 5-yr term$224,673.73
Balance at end of term$705,138.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,973.82

Cash Needed at Closing

Minimum down payment$72,990
Estimated BC PTT$17,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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