Property Type: Condo / ApartmentOwnership: Strata

1488 Bertram Street Unit# 2308

Kelowna, BC V1Y0M6

$639,900

2 bed2 bath1 parking780 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$443/mo
Annual property tax
$0

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view
Pool
Inground pool

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
032-323-620

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'3'' x 12'
Living roomMain level11'2'' x 10'6''
KitchenMain level8'10'' x 10'6''
Dining roomMain level6'2'' x 10'7''
OtherMain level6'5'' x 10'9''
BedroomMain level11' x 10'1''
4pc BathroomMain level4'11'' x 8'1''
3pc Ensuite bathMain level4'11'' x 8'9''

Listing Information

MLS®
10394443
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 30, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Perched on the 23rd floor of Bertram at Bernard Block, this stunning 2-bedroom, 2-bathroom NE corner residence offers breathtaking panoramic views of Okanagan Lake, the surrounding mountains, and the vibrant Kelowna skyline. With 780 sq. ft of thoughtfully designed living space, the split-bedroom floor plan maximizes privacy while floor-to-ceiling windows flood the home with natural light from every angle. The modern kitchen features sleek cabinetry, quartz countertops, stainless steel appliances, and an open-concept design that flows seamlessly into the living and dining area--perfect for entertaining or simply soaking in the incredible views. Residents enjoy an exceptional collection of resort-style amenities including a spectacular rooftop pool and hot tub with sweeping lake views, fitness centre, BBQ lounge, bocce court, community gardens, dog run and wash station, co-working spaces, and stylish resident lounges. Located in the heart of downtown Kelowna, you're just steps from Okanagan Lake, the waterfront boardwalk, restaurants, breweries, shopping, entertainment, and the future UBCO downtown campus. Priced below assessed value, this is an outstanding opportunity to own a premium corner unit in one of Kelowna's most sought-after downtown addresses. Whether you're looking for a full-time residence, a lock-and-leave lifestyle, or an investment property, this home offers exceptional value in an unbeatable location. 1 parking stall included. (id:63159)

Values & Trends

This listing

$820/sqft

Building average

$855/sqft

8 active listing(s)

Kelowna North average

$697/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

81

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary619 m
Central School ProgramsK-12622 m
Central SecondarySecondary622 m
St Joseph Elementary School(Independent)Elementary861 m
Bankhead ElementaryElementary1.4 km
A S Matheson ElementaryElementary1.5 km
Raymer ElementaryElementary2.4 km
Kelowna SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kinton Ramen102 m
  • Naked Cafe · 571 Lawrence Avenue164 m
  • Soban Korean Bistro · 530 Bernard Avenue186 m
  • Dosa Crepe Café · 523 Bernard Avenue201 m
  • Bohemian Cafe & Catering Co. · 524 Bernard Avenue203 m

Cafes (5+)

  • The Nook Cafe + Bar · 567 Bernard Avenue81 m
  • Mad Mango Café · 551 Bernard Avenue134 m
  • Blend Bites Kelowna154 m
  • Chilango · 520 Bernard Avenue217 m
  • Switch Cafe257 m

Grocery (2)

  • Safeway · 697 Bernard Avenue105 m
  • GetintheLoop Grocery · 1353 Ellis Street453 m

Parks (5+)

  • Knowles Heritage Park473 m
  • Rowcliffe Park · 1850 Richter Street545 m
  • Stuart Park583 m
  • Kerry Park630 m
  • Martin Park675 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street460 m

Gyms (4)

  • Move & Flow · 589 Lawrence Avenue143 m
  • SPIN co · 410 Bernard Avenue339 m
  • BarreRoom · 410 Bernard Avenue342 m
  • Life Aesthetics Online Coaching · 1435 Water Street454 m

Pharmacies (3)

  • Shoppers Drug Mart · 597 Bernard Avenue43 m
  • Pharmasave · 505 Doyle Avenue336 m
  • Pharmasave427 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue39 m
  • First West Credit Union · 507 Bernard Avenue241 m
  • Canadian Western Bank253 m
  • Scotiabank · 488 Bernard Avenue275 m
  • TD · 1633 Ellis Street299 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$482.49
Total monthly cost$3,785.22
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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