Property Type: Detached HouseOwnership: FreeholdNEW LISTING

15 KERR Street

Cambridge, BC N1R4A2

$399,900

2 bed2.5 bath3 parking1,082 sqftBuilt 1947
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
67 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$2,761

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Other

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Bonus RoomMain level
Living roomMain level11'0'' x 15'1''
4pc BathroomMain level
KitchenMain level11'0'' x 12'6''
Primary BedroomMain level9'0'' x 12'3''
BedroomMain level9'0'' x 10'2''
Laundry roomBasement
Bonus RoomBasement9'0'' x 10'0''
2pc BathroomBasement
Recreation roomBasement13'0'' x 17'0''

Listing Information

MLS®
40861591
Listed
September 11, 2026
Time on market
On the market for 4 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX REAL ESTATE CENTRE INC., BROKERAGE · Data source: CREA DDF.

Description

Charming bungalow offering the perfect blend of comfortable living, privacy, and downtown convenience. This well-appointed home features 2 bedrooms and 1 full bathroom on the main floor, with a convenient powder room in the basement and additional lower-level space offering flexibility for recreation, storage, or your future ideas. One of the home's standout features is the secluded backyard, providing a private outdoor retreat tucked away from the hustle and bustle of downtown living. The driveway accommodates 3 vehicles in tandem, making parking convenient for homeowners and guests. Several important updates provide added peace of mind, including a new roof replaced in August 2026, retaining wall completed in 2025, and plumbing connection to the city drainage system completed in 2025. The furnace is approximately 10 years old. Enjoy the best of downtown living, with shopping, banks, beautiful architectural churches, and the local farmers market all close by. Ideal for first-time home buyers, downsizers, and investors alike. come discover the possibilities of this well-located downtown home! (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

20 - City Core/Wellington average

$374/sqft

7 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$284.08
Total monthly cost$2,348.10
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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