Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

64 NORFOLK Avenue

Cambridge, BC N1R3T6

$475,000

2 bed2 bath3 parking1,028 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Lot size
0.12 acres
Frontage
48 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,873.14

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Microwave Built-in

Exterior & Lot

Exterior features
Vinyl siding

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
SunroomMain level8'1'' x 20'6''
Utility roomBasement15'1'' x 15'3''
4pc BathroomBasement7'7'' x 8'5''
BedroomBasement8'5'' x 14'8''
Recreation roomBasement
Dining roomMain level7'0'' x 9'0''
Primary BedroomMain level11'8'' x 12'0''
4pc BathroomMain level
Living roomMain level8'0'' x 9'5''
KitchenMain level9'9'' x 13'11''

Listing Information

MLS®
40860931
Listed
September 9, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: GRAND WEST REALTY INC., BROKERAGE · Data source: CREA DDF.

Description

Located in a mature North Galt neighbourhood and sitting on a large private lot, this cute and cozy bungalow is perfect for the first time buyer, empty-nester and investor alike. Featuring a bright, traditional floor plan with updated kitchen + breakfast bar, newer flooring, 5 appliances, water softener and roof (2022). The partially finished lower level offers a rec room, additional bedroom, 4 pcs bath and a spacious laundry + storage area. This floor plan lends itself perfectly to a potential future IN-LAW set-up with separate side entrance access to the lower level. Enjoy morning coffee and beautiful evening sunsets in the super cozy enclosed sun room overlooking the partially fenced yard with shed and no rear neighbours. You won’t have any problems with parking as the long paved driveway comfortably accommodates 3 vehicles. Other recent updates include exterior vinyl siding, new windows through-out and front porch. This fabulous home is nestled in a quiet family friendly neighbourhood only minutes to schools, shopping, parks and scenic nature trails. Be sure to add 64 Norfolk Avenue to your “must see” list today... you won’t be disappointed! (id:63159)

Values & Trends

This listing

$462/sqft

Building average

No other active listings in this building

30 - Elgin Park/Coronation average

$400/sqft

10 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (strata, tax, utilities, etc.)$290.43
Total monthly cost$2,742.06
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.95

Cash Needed at Closing

Minimum down payment$23,750
Estimated BC PTT$7,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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