Property Type: Condo / ApartmentOwnership: Strata

1500 MCDONALD Avenue Unit# 221

Fernie, BC V0B1M1

$429,000

1 bed1 bath663 sqftBuilt 2006
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Amenities

Also listed: Sauna, Cable TV

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$569/mo
Annual property tax
$2,517

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Cable TV, Ground Maintenance, Electricity, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Concrete, Wood, Stone
View
Mountain view
Pool
Inground pool, Indoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Underground, Parkade, Heated Garage, Additional Parking

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Primary BedroomMain level10'9'' x 13'11''
Living roomMain level11'5'' x 11'0''
Dining roomMain level10'6'' x 7'0''
KitchenMain level10'0'' x 9'10''
FoyerMain level3'8'' x 4'6''

Listing Information

MLS®
10380821
Listed
April 18, 2026
Time on market
On the market for 135 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

One-Bedroom Condo in Desirable Silver Rock - Ski Hill Views. Welcome to this well-appointed 1-bedroom, 1-bathroom condo in Silver Rock, one of Fernie’s most sought-after complexes. Whether you're looking for a weekend retreat, a full-time residence, or a rental-friendly investment, this unit offers comfort, convenience, and mountain charm. Inside, you’ll find an open-concept kitchen, living, and dining area - perfect for relaxing or entertaining. The spacious bedroom, full bathroom, and in-unit storage closet provide everything you need for easy mountain living. Recent updates include newer flooring and an upgraded washer and dryer. Enjoy stunning ski hill views from the comfort of your private deck - an ideal spot to unwind after a day on the slopes, trails, or exploring downtown Fernie. Silver Rock also features great amenities including an indoor pool, hot tub, fitness room, and underground parking. With close proximity to Fernie Alpine Resort, downtown shops and restaurants, and year-round recreation, this move-in-ready condo is an excellent opportunity to own in a prime Fernie location. Reach out to schedule a showing today! (id:63159)

Values & Trends

This listing

$647/sqft

Building average

No other active listings in this building

Fernie average

$378/sqft

16 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary1.2 km
The Fernie Academy(Independent)K-121.2 km
Isabella Dicken ElementaryElementary2.1 km
Fernie SecondaryK-122.4 km
Jaffray Elem-Jr SecondaryElementary/Middle21.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Sharpes Field574 m
  • James White Park597 m
  • James White Park643 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$343,200.00
Periodic payment — Principal & Interest (monthly)$2,214.21
Additional monthly expenses (strata, tax, utilities, etc.)$811.35
Total monthly cost$3,025.56
Interest paid over 5-yr term$98,362.11
Balance at end of term$308,709.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,133.92

Cash Needed at Closing

Minimum down payment$21,450
Estimated BC PTT$6,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,530

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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