Property Type: Condo / ApartmentOwnership: Strata

45 Ridgemont Drive Unit# 302

Fernie, BC V0B1M2

$465,000

2 bed2.5 bath2 parking851 sqftBuilt 1968
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Amenities

Also listed: Laundry - Coin Op

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$349/mo
Annual property tax
$2,597.02

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Sewer

Interior

Heating
Baseboard heaters, Hot Water
Fireplace
None
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Tar & gravel, Other, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Parkade, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
2pc Ensuite bathMain level
BedroomMain level8'11'' x 14'4''
Primary BedroomMain level11'4'' x 14'4''
3pc BathroomMain level7'5'' x 8'2''
FoyerMain level6'1'' x 8'2''
KitchenMain level7'8'' x 7'10''
Dining roomMain level7'8'' x 9'8''
Living roomMain level1'2'' x 18'5''

Listing Information

MLS®
10396609
Listed
August 3, 2026
Time on market
On the market for 28 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

**Top-Floor Mountain View Condo – 2 Bedroom, 2 Bathroom | Short-Term Rentals Allowed** Welcome to this beautifully maintained top-floor 2-bedroom, 2-bathroom condo offering spectacular mountain views, exceptional privacy, and the flexibility of short-term rentals. Whether you're searching for a full-time residence, weekend retreat, or investment property, this inviting home offers comfort, convenience, and income potential. The bright, open-concept floor plan features large windows that fill the space with natural light while showcasing the surrounding mountain scenery. The spacious living and dining areas flow seamlessly into the galley kitchen, creating a welcoming space for entertaining or relaxing after a day of adventure. The primary bedroom features a private 2 piece ensuite, while the second bedroom and full bathroom with a sauna comfortably accommodate family and guests. Enjoy the peace and quiet of top-floor living, enhanced views, and abundant natural light. After a day spent skiing, hiking, biking, or golfing, relax in the insuite sauna. Ideally located close to year-round recreation, restaurants, shopping, and outdoor amenities, this turnkey condo offers an outstanding opportunity to enjoy the mountain lifestyle while generating rental income. Don't miss your chance to own this exceptional mountain getaway. GST is not applicable. (id:63159)

Values & Trends

This listing

$546/sqft

Building average

No other active listings in this building

Fernie average

$384/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Fernie Academy(Independent)K-12616 m
Isabella Dicken ElementaryElementary617 m
Fernie SecondaryK-121.1 km
Sophie-MorigeauElementary2.0 km
Jaffray Elem-Jr SecondaryElementary/Middle23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Fernie Taphouse · 691 1st Avenue411 m
  • The Loaf · 641 2nd Avenue484 m
  • Lunchbox · 561A 2nd Avenue553 m
  • Nevados · 531 2nd Avenue570 m
  • Himalayan Spice Bistro · 301 2nd Avenue744 m

Cafes (3)

  • Freshies Cafe · 601A 2nd avenue507 m
  • Big Bang bagels · 502 2nd Avenue555 m
  • Mug Shots571 m

Grocery (1)

  • Save-On-Foods · 792 2nd Avenue351 m

Parks (1)

  • Unnamed95 m

Pharmacies (1)

  • Save-On-Foods · 792 2nd Avenue355 m

Banks & ATMs (2)

  • CIBC · 501 2nd Avenue575 m
  • Scotiabank · 502 3rd Avenue626 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$372,000.00
Periodic payment — Principal & Interest (monthly)$2,400.02
Additional monthly expenses (strata, tax, utilities, etc.)$608.42
Total monthly cost$3,008.44
Interest paid over 5-yr term$106,616.27
Balance at end of term$334,615.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,396.90

Cash Needed at Closing

Minimum down payment$23,250
Estimated BC PTT$7,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,050

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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