Property Type: DuplexOwnership: Strata

1513 Regatta Pl

Duncan, BC V0R1N2

$674,900

2 bed2 bath2 parking1,154 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
4,792 square feet
Zoning
Residential

R2A

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,916

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level6' x 6'
BathroomMain level4-Piece
DenMain level8' x 8'
BedroomMain level11' x 9'
EnsuiteMain level3-Piece
Primary BedroomMain level12' x 13'
Dining roomMain level13' x 12'
KitchenMain level10' x 13'
Living roomMain level13' x 16'

Listing Information

MLS®
1044304
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to this beautiful Cowichan Bay rancher duplex built in 2013! Spanning 1,154 sq ft, this 2-bed + den, 2-bath home features an open-concept floor plan, a natural gas fireplace, air conditioning, and a crawlspace for extra storage. The modern kitchen shines with quartz countertops, stainless steel appliances, and a gas range stove, complemented by refreshed hardwood flooring and fresh paint throughout. The large primary bedroom offers a convenient walk-in closet and ensuite. Outside, enjoy the private end of the development, with a fully fenced backyard garden oasis featuring water features, a gazebo, and an irrigation system. Situated in a park-like setting bordering greenspace at the end of a quiet no-through road, this property includes a single-car garage plus an extra parking spot. This unbeatable location is close to the ocean, shopping, dining, parks, and trails—perfect for embracing the ideal Cowichan lifestyle. Book a showing today, and call this one home! (id:63159)

Values & Trends

This listing

$585/sqft

Building average

No other active listings in this building

Cowichan Bay average

No comparable active listings

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary97 m
Sunrise Waldorf School(Independent)Elementary/Middle3.1 km
Ecole Cobble Hill ElementaryElementary4.4 km
Evergreen Independent School(Independent)Elementary4.9 km
Noorunissa Montessori Academy of Canada(Independent)Elementary6.8 km
Queen of Angels School(Independent)Elementary/Middle7.5 km
George Bonner ElementaryElementary7.7 km
Maple Bay ElementaryElementary7.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Waldy Road Park76 m
  • Longwood Ravine Park287 m
  • Longwood Road Park434 m
  • Lanes Road Park493 m
  • Kingscote Heritage Trail592 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (strata, tax, utilities, etc.)$384.33
Total monthly cost$3,867.71
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.01

Cash Needed at Closing

Minimum down payment$42,490
Estimated BC PTT$11,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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