Property Type: Detached HouseOwnership: Freehold

1524 RIDGEDALE Avenue

Penticton, BC V2A2S4

$939,900

4 bed3 bath3 parking2,397 sqftBuilt 1959
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,905.77

Interior

Basement
Full
Heating
Forced air, Electric, See remarks, Other
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view, View (panoramic)
Pool
Pool, Inground pool

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
3 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
StorageBasement5'2'' x 7'7''
StorageBasement5'8'' x 7'7''
Recreation roomBasement13'7'' x 17'10''
Primary BedroomBasement12'2'' x 20'10''
Living roomMain level14'0'' x 18'1''
KitchenMain level9'9'' x 11'10''
Dining nookMain level6'2'' x 10'5''
Dining roomMain level8'0'' x 11'9''
DenBasement9'4'' x 11'0''
BedroomMain level9'1'' x 10'2''
BedroomMain level9' x 10'2''
BedroomMain level11'1'' x 12'1''
3pc BathroomBasement
5pc BathroomMain level
3pc BathroomMain level

Listing Information

MLS®
10384866
Listed
April 27, 2026
Time on market
On the market for 126 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Great investment opportunity or perfect family home! This incredible property is offered turnkey with furniture and housewares included—ready to generate income or move in and enjoy full-time. Inside, a bright, functional layout features built-in storage in the kitchen and dining area, while a 2-sided stone fireplace (WETT certified) adds cozy charm to both the living and dining spaces. The bathroom offers dual sinks and a relaxing soaker tub. Numerous upgrades have been completed, including the furnace, flooring, paint, kitchen countertops, windows, bathrooms, deck, pool filter and liner, and ductless heat pumps. Outside, enjoy a large fenced yard, carport, private covered deck, and open patio with stunning mountain views. The highlight is the 40x20 inground pool—perfect for South Okanagan living. Located in a desirable Penticton neighbourhood close to Columbia Elementary School, shops, and amenities, this property offers exceptional lifestyle and investment potential. For more information or to book a private tour reach out today! (id:63159)

Values & Trends

This listing

$392/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$413/sqft

30 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary234 m
Entre-lacsElementary/Middle875 m
Holy Cross School(Independent)Elementary/Middle1.9 km
Wiltse ElementaryElementary2.0 km
Uplands ElementaryElementary2.0 km
Penticton Christian School(Independent)K-122.1 km
ConnectEd - Alternative ProgramsSecondary2.1 km
Penticton SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Cascade Gardens Park · 1458 Penticton Avenue177 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$751,920.00
Periodic payment — Principal & Interest (monthly)$4,851.13
Additional monthly expenses (strata, tax, utilities, etc.)$612.15
Total monthly cost$5,463.28
Interest paid over 5-yr term$215,502.43
Balance at end of term$676,354.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$68,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,696.99

Cash Needed at Closing

Minimum down payment$68,990
Estimated BC PTT$16,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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