Property Type: Land / LotOwnership: Freehold

153 BIRCH BAY ROAD

Fraser Lake, BC V0J1S0

$119,900

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Property Details

Property & Lot

Lot size
1,500 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
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Listing Information

MLS®
R3121514
Listed
May 8, 2026
Time on market
On the market for 115 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty (PG) · Data source: CREA DDF.

Description

Lake life awaits at Birch Bay Resort on beautiful Francois Lake! Fully serviced RV Lot #32 is in the quieter back corner of the complex with a panoramic view of Francois Lake from a 500 square foot deck with a covered sitting area. One of the best views in the complex! Swim in the lake or in the heated swimming pool and kids can explore the playground right beside the pool. Public laundry building (with public washrooms and showers) is available for everyone. Monthly fee of $250 covers taxes, electricity, water, septic & also firewood! Boat launch, docking and fuel sales are all available. (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mouse Mountain ElementaryElementary3.4 km
Fraser Lake Elem-SecondaryK-123.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$95,920.00
Periodic payment — Principal & Interest (monthly)$618.84
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$618.84
Interest paid over 5-yr term$27,490.95
Balance at end of term$86,280.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,995
Stress test qualifying rate8.09%
Payment you must qualify for$875.89

Cash Needed at Closing

Minimum down payment$5,995
Estimated BC PTT$1,199
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,694

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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