Property Type: Land / LotOwnership: Freehold

1420 FRANCOIS LAKE ROAD

Fraser Lake, BC V0J1S0

$125,000

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Property Details

Property & Lot

Lot size
5.19 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$400.29 (2026)

Interior

Fireplace
None

Exterior & Lot

View
View

Listing Information

MLS®
R3158274
Listed
August 24, 2026
Time on market
On the market for 7 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Discover just over 5 acres of privacy, breathtaking views, and endless potential overlooking beautiful Francois Lake. With no neighbours between you and the lake and none to the west, this property offers a rare sense of seclusion while remaining only 15 minutes from the town of Fraser Lake. Wake up to stunning lake views and enjoy the freedom to create your own private retreat, family estate, or income-producing opportunity. Zoned H1, the property allows for two dwelling units, opening the door to flexible living arrangements or future investment potential. Two existing structures are ready for your vision and provide a head start on transforming this unique property into something truly special. If privacy, space, views, and opportunity are on your wish list, this is a must-see! (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fraser Lake Elem-SecondaryK-124.4 km
Mouse Mountain ElementaryElementary5.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$100,000.00
Periodic payment — Principal & Interest (monthly)$645.17
Additional monthly expenses (strata, tax, utilities, etc.)$33.36
Total monthly cost$678.52
Interest paid over 5-yr term$28,660.29
Balance at end of term$89,950.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,250
Stress test qualifying rate8.09%
Payment you must qualify for$913.15

Cash Needed at Closing

Minimum down payment$6,250
Estimated BC PTT$1,250
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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