Property Type: Detached HouseOwnership: Freehold

1536 Tie Lake Loop Rd. N Road

Jaffray, BC V0B1T0

$985,000

3 bed2 bath4 parking1,474 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,113.77

Interior

Basement
Crawl space
Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Carpeted, Vinyl

Exterior & Lot

View
Lake view, Mountain view

Building

Foundation
Preserved Wood
Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level16'5'' x 9'8''
Living roomSecondary Dwelling Unit13'7'' x 29'1''
OfficeMain level11'4'' x 9'1''
Full bathroomSecond level5'3'' x 7'2''
Primary BedroomSecond level10'9'' x 14'6''
BedroomSecond level8'4'' x 11'2''
Full bathroomMain level5'2'' x 7'5''
BedroomMain level14'6'' x 8'4''
Living roomMain level22'3'' x 10'2''
Mud roomMain level18'8'' x 4'1''
SunroomMain level10'1'' x 16'5''
KitchenMain level14'9'' x 11'

Listing Information

MLS®
10379679
Listed
March 23, 2026
Time on market
On the market for 161 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Tucked away in a quiet, private alcove on the north side of Tie Lake, this waterfront cabin offers an exceptionally peaceful setting where the only sounds are the water and the surrounding nature. Whether you're seeking a serene four-season retreat or a full-time escape from the everyday, this property delivers unmatched tranquility and space to unwind. This 3-bedroom, 2-bath home features vaulted ceilings, warm wood accents, a cozy wood stove, and a fully equipped kitchen, creating a welcoming and comfortable atmosphere. A bright sunroom and expansive lakeside deck take full advantage of the calm waters and mountain views—perfect for morning coffee or quiet evenings by the lake. The property has seen numerous thoughtful updates over the years, enhancing both comfort and functionality. Ask your Realtor for a full list of improvements. A detached garage with a bunkhouse/rec room offers flexible space for guests or future development. With direct access to boating, paddling, cross-country skiing, and snowmobiling, you can enjoy the outdoors in every season, yet still return home to complete peace and privacy. Located just minutes from Jaffray and within easy reach of Fernie, Kimberley, and the U.S. border, this is a rare opportunity to own a truly quiet lakeside retreat on one of the region’s most desirable lakes. (id:63159)

Values & Trends

This listing

$668/sqft

Building average

No other active listings in this building

Jaffray and Vicinity average

$715/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

15°C

Mainly Clear

Humidity 61%

Wind SW 4 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle5.8 km
Sophie-MorigeauElementary19.5 km
The Fernie Academy(Independent)K-1220.6 km
Isabella Dicken ElementaryElementary21.5 km
Fernie SecondaryK-1221.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Tie Lake Regional Park760 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$788,000.00
Periodic payment — Principal & Interest (monthly)$5,083.91
Additional monthly expenses (strata, tax, utilities, etc.)$416.81
Total monthly cost$5,500.72
Interest paid over 5-yr term$225,843.07
Balance at end of term$708,808.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,009.12

Cash Needed at Closing

Minimum down payment$73,500
Estimated BC PTT$17,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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