Property Type: Detached HouseOwnership: Freehold

2559 North Star Lake Road

Jaffray, BC V0B1T0

$865,000

3 bed1 bath3 parking1,399 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,423.99

Interior

Basement
Full
Heating
Stove, Forced air, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Concrete, Hardwood, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
DenBasement11'0'' x 10'2''
Utility roomBasement18'10'' x 4'6''
WorkshopBasement9'2'' x 19'11''
Recreation roomSecond level11'6'' x 30'7''
Primary BedroomSecond level23'8'' x 19'2''
KitchenMain level8'7'' x 16'2''
Living roomMain level9'11'' x 16'2''
4pc BathroomMain level9'7'' x 8'9''
BedroomMain level9'7'' x 8'10''
BedroomMain level9'7'' x 9'10''
OtherMain level9'7'' x 9'11''

Listing Information

MLS®
10386366
Listed
May 9, 2026
Time on market
On the market for 114 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Tucked away in an exclusive, private setting, this custom-built, fully off-grid home offers a rare opportunity to embrace true lakefront living. Powered by a generator and battery system, with water brought into a 1,000-gallon holding tank and a compostable toilet, this property is designed for self-sufficient, sustainable living without sacrificing comfort. Inside, you’ll find a beautifully crafted interior featuring warm wood finishes and soaring vaulted ceilings that enhance the open, airy feel. The lofted upper living space captures stunning lake views, while the expansive deck invites you to relax and take it all in. Step outside to your private lake access, perfect for quiet mornings or evening paddles. Set on a gated lot with no through road and only six residences in the area, privacy is truly unmatched. The property also includes a charming guest house with an attached outdoor shower, a wood shed, and an outhouse —ideal for hosting family and friends. Surrounded by nature, the lake is home to a variety of birdlife and is stocked with fish, making it a dream for outdoor enthusiasts. Whether you’re looking for a peaceful year-round residence or the perfect recreational getaway, this property delivers. Located just 10 minutes from Jaffray, 40 minutes to Cranbrook, and 45 minutes to Fernie, this is a rare chance to own a unique slice of lake life—properties like this seldom come to market. (id:63159)

Values & Trends

This listing

$618/sqft

Building average

No other active listings in this building

Elko to Montana average

$363/sqft

1 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

15°C

Mainly Clear

Humidity 61%

Wind SW 4 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle4.1 km
Sophie-MorigeauElementary21.7 km
The Fernie Academy(Independent)K-1223.2 km
Isabella Dicken ElementaryElementary24.1 km
Fernie SecondaryK-1224.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • North Star Lake Recreation Site265 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$692,000.00
Periodic payment — Principal & Interest (monthly)$4,464.55
Additional monthly expenses (strata, tax, utilities, etc.)$272.00
Total monthly cost$4,736.55
Interest paid over 5-yr term$198,329.19
Balance at end of term$622,456.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,178.63

Cash Needed at Closing

Minimum down payment$61,500
Estimated BC PTT$15,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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