Property Type: Detached HouseOwnership: Freehold

15445 109A AVENUE

Surrey, BC V3R0X6

$1,599,888

5 bed4 bath4 parking2,814 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Lot size
8,773 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,457.87 (2025)

Interior

Basement
Finished, Full
Heating
Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
4 — covered indicated
Features
Garage

Listing Information

MLS®
R3140825
Listed
June 29, 2026
Time on market
On the market for 63 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Premier Realty · Data source: CREA DDF.

Description

Rare Fraser Heights opportunity! This immaculate 2-storey home with a fully renovated LEGAL basement suite sits on a massive 8,773 sq. ft. cul-de-sac lot backing onto a peaceful greenbelt. The main home offers 5 bedrooms, a dramatic vaulted entry, bright open-concept living spaces, an updated kitchen and bathrooms, quality flooring, fresh paint, modern fixtures and air conditioning. The legal suite features a separate covered entrance, hardwood flooring and an updated bathroom, making it ideal for rental income, extended family or a mortgage helper. Outside, enjoy a huge private backyard, covered concrete patio, RV parking, back-lane access and excellent curb appeal. Located close to top schools, parks, shopping and Highway 1, this home is priced to sell. (id:63159)

Values & Trends

This listing

$569/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Dogwood ElementaryElementary690 m
Holly ElementaryElementary1.0 km
Erma Stephenson ElementaryElementary1.1 km
Harold Bishop ElementaryElementary1.2 km
Ecole Riverdale ElementaryElementary1.2 km
Fraser Heights SecondaryElementary1.3 km
Hjorth Road ElementaryElementary1.7 km
Guildford Park SecondaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 156 St @ 110 Ave341 m
Northbound 156 St @ 110 Ave355 m
Northbound 156 St @ 108 Ave446 m
Southbound 156 St @ 108 Ave491 m
Westbound 110 Ave @ 157 St596 m

Nearby Places

Parks (4)

  • Northview Park385 m
  • 14G - Greenbelt508 m
  • 14G - Greenbelt · 10669 155A Street591 m
  • Hummingbird Park732 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,978) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,910.00
Periodic payment — Principal & Interest (monthly)$8,257.55
Additional monthly expenses (strata, tax, utilities, etc.)$762.49
Total monthly cost$9,020.03
Interest paid over 5-yr term$366,825.89
Balance at end of term$1,151,283.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,978
Stress test qualifying rate8.09%
Payment you must qualify for$9,842.06

Cash Needed at Closing

Minimum down payment$319,978
Estimated BC PTT$29,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,475

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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