Property Type: Detached HouseOwnership: Freehold

15580 20 AVENUE

Surrey, BC V4A2A5

$1,225,000

3 bed2 bath4 parking1,734 sqftBuilt 1985
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Amenities

Also listed: Storage - Locker, Laundry - In Suite, Air Conditioning

Property Details

Property & Lot

Sub-type
House
Lot size
7,704 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,114.83 (2026)

Interior

Basement
None, Unknown
Heating
Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
4 — uncovered indicated
Features
Other

Listing Information

MLS®
R3148420
Listed
July 21, 2026
Time on market
On the market for 41 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Real Estate Services · Data source: CREA DDF.

Description

Welcome to this cozy one-level rancher offering three bedrooms and 2 bathrooms, complete with a private fenced backyard. Situated on a generous 7,700+ sq. ft. lot in a central, family-friendly neighbourhood, this home combines comfort, space, and privacy. Ideally located in South Surrey White Rock, you'll enjoy convenient access to shopping, recreation, schools, and everyday amenities. Ideal for first-time buyers seeking affordability or small families, this property presents an outstanding opportunity to own one of Surrey's centrally located communities. (id:63159)

Values & Trends

This listing

$706/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Jessie Lee ElementaryElementary379 m
Newbridge Academy(Independent)Elementary785 m
Earl Marriott SecondaryElementary867 m
White Rock Christian Academy(Independent)K-12975 m
Star of the Sea(Independent)Elementary1.4 km
Peace Arch ElementaryElementary1.5 km
Southridge School(Independent)K-121.6 km
White Rock ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound King George Blvd @ 20 Ave431 m
Southbound King George Blvd @ 156 St441 m
Southbound King George Blvd @ 20 Ave472 m
Northbound King George Blvd @ 156 St591 m
Northbound 152 St @ 20 Ave751 m

Nearby Places

Restaurants (5+)

  • Ricky's427 m
  • Horhay Tex-Mex · 2336 King George Boulevard737 m
  • Kesari Indian Sweets & Eats741 m
  • Boston Pizza · 1956 152 Street743 m
  • Golden Lion Restaurant · 2377 King George Boulevard751 m

Cafes (1)

  • Tim Hortons · 2360 King George Boulevard772 m

Parks (5+)

  • Jessie Lee Park175 m
  • Unnamed243 m
  • Bakerview Park · 1845 154 Street546 m
  • Gratitude Garden · 2290 156 Street582 m
  • Unnamed626 m

Gyms (4)

  • Groundwork Athletics South Surrey · 2255 King George Boulevard507 m
  • 24 HR Sandcastle Fitness · 1938 152 Street704 m
  • Kingdom Athletics · 2355 King George Boulevard721 m
  • Live Well Exercise Clinic795 m

Pharmacies (2)

  • Peoples Shifa Pharmacy · 2388 156 Street779 m
  • The Medicine Shoppe · 1959 152 Street784 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$980,000.00
Periodic payment — Principal & Interest (monthly)$6,322.63
Additional monthly expenses (strata, tax, utilities, etc.)$513.24
Total monthly cost$6,835.86
Interest paid over 5-yr term$280,870.82
Balance at end of term$881,513.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,670.08

Cash Needed at Closing

Minimum down payment$97,500
Estimated BC PTT$22,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$121,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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