Property Type: Detached HouseOwnership: Freehold

16 Treasure Trail

Protection Island, BC V9R6R1

$450,000

2 bed1 bath767 sqftBuilt 1963
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Property Details

Property & Lot

Sub-type
House
Lot size
11,326 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,639

Interior

Heating
Baseboard heaters, Electric, Wood, Other
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Features
None

Room Dimensions

RoomLevelDimensions
BedroomOther7'5 x 11'4
KitchenMain level9'9 x 11'8
BathroomMain level4-Piece
Living roomMain level19'4
Dining roomMain level6'4 x 19'4
Primary BedroomMain level9'2

Listing Information

MLS®
1025189
Listed
February 4, 2026
Time on market
On the market for 208 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Year and lot size from the BC Assessment. Interior measurements from Proper Measure Floor plans. Please send offers to shellymcneil@royallepage.ca. All data and measurements to be verified if deemed important to buyer. (id:63159)

Values & Trends

This listing

$587/sqft

Building average

No other active listings in this building

Protection Island average

$638/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 88%

Wind WSW 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary2.2 km
Brechin ElementaryElementary2.5 km
Fairview ElementaryElementary3.1 km
OceaneElementary3.1 km
Career Technical CentreSecondary3.3 km
Discover Montessori School(Independent)Elementary/Middle3.3 km
Bayview ElementaryElementary3.4 km
Cilaire ElementaryElementary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Concession591 m

Parks (5+)

  • Hidden Treasure Park · 13 Captain Morgans Boulevard49 m
  • Blackbeard Park · 46 Captain Morgans Boulevard204 m
  • Long John Silver Park · 12 Captain Kidds Terrace242 m
  • Captain Hook Park · 49 Captain Morgans Boulevard246 m
  • Pirates Park · 7 Pirates Lane288 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (strata, tax, utilities, etc.)$257.92
Total monthly cost$2,580.51
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,287.33

Cash Needed at Closing

Minimum down payment$22,500
Estimated BC PTT$7,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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