Property Type: DuplexOwnership: Freehold

160 McKinstry Rd

Duncan, BC V9L3K8

$679,900

4 bed2 bath4 parking2,240 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
7,841 square feet
Zoning
Multi-Family

MDR

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$5,586

Interior

Heating
Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
Living roomMain level10'9
BathroomMain level4-Piece
Laundry roomMain level6'5 x 9'4
KitchenMain level12'3
BedroomMain level11'4 x 8'9
BedroomMain level10'7 x 12'4
DenMain level10'9 x 9'8
Living roomMain level11'3 x 19'2
BathroomMain level4-Piece
KitchenMain level15'8 x 11'9
BedroomMain level8'10 x 11'4
BedroomMain level12'6 x 12'3
DenMain level10'3 x 12'6

Listing Information

MLS®
1033743
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Dunc) · Data source: CREA DDF.

Description

Side by side Duplex revenue propety in Duncan. Each side has 2 bedrooms and a Den. This is centrally located in Duncan close to shopping and puble transportation. Parks and the cowichan river are nearby with great walking trails. Its an easy walk to many good restarants. The siding was upgraded to hardipanel in 2019 as well as new driveways installed at that time (id:63159)

Values & Trends

This listing

$304/sqft

Building average

No other active listings in this building

East Duncan average

$435/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Des CascadesElementary185 m
Duncan Christian School(Independent)K-12777 m
Alexander ElementaryElementary1.2 km
Quamichan SchoolSecondary1.2 km
Khowhemun ElementaryElementary1.7 km
Queen of Angels School(Independent)Elementary/Middle1.8 km
Cowichan Valley Open Learning Co-OpSecondary2.0 km
Cowichan Open SchoolSecondary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Romeo's Place · 180 Trans-Canada Highway285 m
  • Salty's Fish and Chips295 m
  • White Spot · 101 Trans-Canada Highway364 m
  • The Doghouse373 m
  • Duncan Togo Sushi463 m

Cafes (2)

  • Starbucks538 m
  • Tim Hortons · 166 Trunk Road681 m

Grocery (4)

  • Save-On-Foods · 181 Trans-Canada Highway382 m
  • London Drugs474 m
  • Bulk Barn506 m
  • Real Canadian Superstore · 291 Cowichan Way703 m

Parks (2)

  • Rotary / McAdam Park390 m
  • Boys Road Pullout717 m

Pharmacies (1)

  • Shoppers Drug Mart519 m

Banks & ATMs (3)

  • TD Canada Trust · 351 Trans-Canada Highway440 m
  • RBC · 395 Trunk Road531 m
  • RBC547 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,920.00
Periodic payment — Principal & Interest (monthly)$3,509.19
Additional monthly expenses (strata, tax, utilities, etc.)$577.50
Total monthly cost$4,086.69
Interest paid over 5-yr term$155,889.04
Balance at end of term$489,257.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,897.61

Cash Needed at Closing

Minimum down payment$42,990
Estimated BC PTT$11,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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