Property Type: Detached HouseOwnership: Freehold

16096 Crawford Creek Road

Crawford Bay, BC V0B1E0

$799,000

4 bed3 bath2,749 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.05 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,394.4

Interior

Heating
Heat Pump, Baseboard heaters, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Insert

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Covered, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement16'10'' x 14'7''
KitchenAdditional Accommodation20'8'' x 10'11''
3pc BathroomBasement7'5'' x 6'8''
Laundry roomBasement8'11'' x 8'8''
StorageBasement14'2'' x 26'1''
BedroomSecond level10'11'' x 14'5''
BedroomSecond level16'4'' x 10'4''
4pc BathroomSecond level8'6'' x 10'4''
OtherSecond level5'4'' x 9'3''
Family roomSecond level14'8'' x 15'2''
4pc BathroomMain level11'4'' x 9'3''
Primary BedroomMain level11'4'' x 16'3''
KitchenMain level11'7'' x 15'2''
Dining roomMain level9'11'' x 11'7''
Living roomMain level17'6'' x 16'2''
FoyerMain level4'9'' x 12'0''

Listing Information

MLS®
10391131
Listed
June 11, 2026
Time on market
On the market for 81 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Set on a private 1.05 acre lot, this charming home makes a lasting first impression from the moment you arrive. As you drive up the driveway, the home's distinctive presence and picturesque setting immediately capture your attention. Step inside to discover a welcoming main floor. The inviting living room features soaring ceilings, a cozy fireplace, and expansive windows filling the space with natural light and scenic views. The kitchen and dining area flow seamlessly onto a beautiful deck ready for entertaining. A spacious bedroom and full bathroom complete the main level. Upstairs, the open family room overlooks the living room below. Thoughtful architectural details and charming nooks enhance every space. Additional bedrooms, office space, and a studio area provide exceptional flexibility. The lower level offers abundant storage and includes a charming mother-in-law suite, ideal for extended family or visiting guests. Complete with its own walkout patio, this private retreat provides added comfort and privacy. This home has been lovingly cared for and thoughtfully updated over the years, reflecting true pride of ownership throughout. With numerous improvements and meticulous maintenance already completed, buyers can simply settle in and enjoy everything this exceptional property has to offer. Outside, the beautiful grounds invite year-round enjoyment. Unwind in the newly built sauna, constructed to Finnish sauna code standards, followed by a refreshing dip in the private cold plunge area. Additional outbuildings include a carport, RV parking, storage shed, and dedicated wood storage. Ideally located directly across from Kokanee Springs Golf Resort and just minutes from the amenities of Crawford Bay, including grocery shopping, fuel, school, restaurants, coffee shops, artisan studios, and local boutiques, this exceptional property offers the perfect balance of privacy, recreation, and convenience. (id:63159)

Values & Trends

This listing

$291/sqft

Building average

No other active listings in this building

Crawford Bay / Riondel average

$358/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-121.4 km
Redfish Elementary SchoolElementary18.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$336.53
Total monthly cost$4,460.43
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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