3548 Terrace Street
Ainsworth, BC V0G1A0
$629,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 3
- Lot size
- 0.63 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,299.63
Interior
- Heating
- Heat Pump, Baseboard heaters, Stove, Wood
- Cooling / A/C
- Heat Pump
- Fireplace
- None
Exterior & Lot
- Exterior features
- Wood siding
- View
- Lake view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Features
- Street
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 14'10'' x 7'1'' |
| Primary Bedroom | Second level | 15'1'' x 16'3'' |
| Utility room | Lower level | 12'1'' x 21'2'' |
| Bedroom | Lower level | 15' x 9'11'' |
| Den | Lower level | 12'6'' x 10'8'' |
| Partial bathroom | Main level | 5' x 5' |
| Bedroom | Main level | 12'6'' x 10' |
| Full bathroom | Main level | 5'5'' x 8'5'' |
| Living room | Main level | 13'10'' x 20' |
| Kitchen | Main level | 9'2'' x 15'7'' |
Listing Information
- MLS®
- 10392452
- Listed
- June 25, 2026
- Time on market
- On the market for 67 days
- Data last synced
- August 28, 2026
Listing provided by: WK Real Estate Co. · Data source: CREA DDF.
Description
Beautifully scenic and thoughtfully updated family home located in the charming lakeside community of Ainsworth Hot Springs, BC. Set on over half an acre, this exceptional property captures breathtaking views of Kootenay Lake and the Purcell Mountains from every level. Designed for comfortable everyday living and a peaceful natural lifestyle, the home features soaring vaulted ceilings on the upper floor, French doors opening to an expansive deck, and a private balcony off the primary bedroom. The fully finished basement provides valuable additional living space for family, guests, or recreation. Recent upgrades include in-floor heating, heat pumps, updated flooring, a renovated bathroom, on-demand hot water, UV water filtration, and modern efficiency improvements throughout. Step outside to a truly special setting—an established organic garden, mature fruit trees, berry bushes, natural spring water, and a year-round stream create a private outdoor retreat with a distinctly Kootenay feel. Ideally located within walking distance to Ainsworth Hot Springs Resort, the beach, and marina, and just 15 minutes to Kaslo and 45 minutes to Nelson, this property offers an exceptional balance of convenience, recreation, and natural beauty. Whether you're searching for a full-time residence or the perfect Kootenay escape, this home delivers an exceptional lifestyle with easy lake access and renowned hot springs and dining nearby year-round. Property is being sold in conjunction with MLS 10392457. (id:63159)
Values & Trends
This listing
$289/sqft
Building average
—
No other active listings in this building
Balfour to Kaslo West average
$643/sqft
6 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Nelson
16°C
—
Humidity 68%
Wind NE 2 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
15
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Crawford Bay Elem-Secondary | K-12 | 8.5 km |
| Redfish Elementary School | Elementary | 16.6 km |
| J V Humphries Elem-Secondary | K-12 | 19.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Unnamed319 m
Parks (1)
- Historic Ainsworth Wharf Regional Park · 3552 Water Street214 m
Nearby places data: © OpenStreetMap contributors.
School district: Kootenay Lake (SD8)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Explore More Homes
Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.