Property Type: TriplexOwnership: Freehold

1620 Camosun St

Victoria, BC V8T3E6

$1,375,000

6 bed6 bath3 parking4,725 sqftBuilt 1912
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Property Details

Property & Lot

Sub-type
Triplex
Lot size
6,595 square feet
Zoning
Residential

Ownership & Fees

Property type
Triplex
Ownership
Freehold
Annual property tax
$7,313.27

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
StorageSecond level
BathroomLower level4-Piece
BedroomLower level
KitchenLower level
Living roomLower level
EntranceLower level
BathroomLower level4-Piece
KitchenLower level
Dining roomLower level
Living roomLower level
EntranceMain level
Living room/Dining roomMain level
KitchenMain level
BedroomMain level
BathroomMain level4-Piece
BedroomSecond level
EntranceMain level
Living roomMain level
KitchenMain level
BedroomSecond level
EntranceMain level
Living roomMain level
KitchenMain level
BathroomMain level4-Piece
BedroomSecond level
BedroomSecond level
EntranceLower level
StudioLower level
KitchenLower level
BathroomLower level4-Piece
Laundry roomLower level
EntranceLower level

Listing Information

MLS®
1038079
Listed
May 26, 2026
Time on market
On the market for 97 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Welcome to this well-maintained, character triplex in the heart of popular Fernwood. A unique property in versatility, ideal for owner occupancy with supplemental rental income, multi generational living or investors. Approximately $92,000 Gross annual revenue, Currently configured as 6 self contained suites with the ability to easily combine the lower with upper levels to create 3 spacious family sized residences: suites 1&5, 2&6, 3&4. The main residence -Suite 1 and 5 are both vacant and ready for immediate occupancy. There is common coin-op laundry and rare driveway parking for 3 vehicles along with additional street parking. Situated on a sunny, level 7000 ft.² lot, both front and backyards provide excellent exposure for gardening, entertaining or future landscaping. Prime urban location on a tree-lined street half a block from Vic High School, walking distance to Fernwood Square, local cafés and shops, Crystal Pool and Fitness Centre,, Summit Park, Downtown Victoria and close to transit. . (id:63159)

Values & Trends

This listing

$291/sqft

Building average

No other active listings in this building

Fernwood average

$427/sqft

6 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Victoria HighElementary151 m
Central Middle SchoolElementary486 m
George Jay ElementaryElementary587 m
Victor SchoolK-12826 m
Christ Church Cathedral School(Independent)Elementary/Middle1.1 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.3 km
Sundance-Bank ElementaryElementary1.4 km
Sir James Douglas ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Stage · 1307 Gladstone Avenue286 m
  • Fernwood Pizza Company329 m
  • Standard Pizza421 m
  • Sun Wah434 m
  • Tartan Toque · 1507 Pandora Avenue610 m

Cafes (5+)

  • Little June · 1301 Gladstone Avenue280 m
  • Fern Cafe and Bakery · 1-1115 North Park Street411 m
  • The Parsonage Cafe · 1105 Caledonia Avenue463 m
  • Fika · 1329 Cook Street517 m
  • WAIRUA · 1040 North Park Street520 m

Grocery (2)

  • Fernwood General Store · 1308 Gladstone Avenue318 m
  • Save-On-Foods · 1010 Pandora Avenue627 m

Parks (5+)

  • Haegert Park · 1202 Yukon Street193 m
  • William Stevenson Memorial Park · 1240 Gladstone Avenue317 m
  • Spring Ridge Common · 2005 Chambers Street341 m
  • Kings Park · 1150 Caledonia Avenue356 m
  • Gower Park · 2050 Fernwood Road363 m

Gyms (2)

  • Forge Gym748 m
  • Victoria Fitness · 1029 View Street781 m

Pharmacies (3)

  • Cridge Pharmacy501 m
  • Rexall532 m
  • Victoria Compounding Pharmacy · 1089 Fort Street776 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM764 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($112,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,100,000.00
Periodic payment — Principal & Interest (monthly)$7,096.83
Additional monthly expenses (strata, tax, utilities, etc.)$845.44
Total monthly cost$7,942.27
Interest paid over 5-yr term$315,263.16
Balance at end of term$989,453.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$112,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,708.18

Cash Needed at Closing

Minimum down payment$112,500
Estimated BC PTT$25,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$139,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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