Property Type: Detached HouseOwnership: Freehold

1620 Fir Road

Merritt, BC V1K0A3

$649,900

3 bed3 bath5 parking2,726 sqftBuilt 2006
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,710.02

Interior

Heating
Stove, Forced air, See remarks, Wood
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Tile, Hardwood, Laminate, Vinyl

Exterior & Lot

Exterior features
Wood, Stone, Vinyl siding
View
Mountain view, River view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, RV, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomMain level9'10'' x 10'
4pc BathroomBasement6' x 9'
BedroomBasement11'8'' x 11'8''
KitchenBasement21' x 11'6''
StorageBasement16' x 18'6''
Family roomBasement12' x 18'
Laundry roomMain level6'6'' x 9'
4pc BathroomMain level6' x 10'
3pc Ensuite bathMain level10'6'' x 6'
Primary BedroomMain level12' x 1210'10''
DenMain level11' x 14'4''
FoyerMain level7' x 5'
Dining roomMain level8' x 9'
Living roomMain level12' x 15'
KitchenMain level11' x 15'

Listing Information

MLS®
10395864
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Some yards back onto neighbours… this one backs onto nature. Overlooking the Coldwater River and natural walking trails, this 2,725 sq ft rancher with a daylight walkout basement offers the perfect blend of privacy, thoughtful design, and flexible living space for today’s families. From the moment you step inside, you'll appreciate the spacious open layout and beautiful vaulted ceilings that create an airy feel throughout the kitchen, dining, and living areas. Large windows capture the incredible views and bring the outdoors in. The heart of this home is the beautifully designed kitchen featuring a 3' x 7' island, abundant storage, pantry pullouts, and a stunning custom wood and tile range hood that adds warmth and character. The main floor offers 2 bedrooms plus a den (ideal for a home office or additional bedroom), a 4-piece main bathroom, and a spacious primary suite with walk-in closet and 3-piece ensuite. Step outside onto the impressive covered 10' x 23' deck and enjoy your private outdoor retreat overlooking nature. The daylight walkout basement offers incredible flexibility with a lg family room & a private living space perfect for extended family, guests, or multi-generational living with: full kitchen, 4-piece bath, 1 BR & laundry. Outside, enjoy a heated double garage, fenced garden area, storage shed, & large storage/workshop space. A truly unique Merritt property where nature, privacy, & thoughtful design come together. Book a tour today! (id:63159)

Values & Trends

This listing

$238/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt Central ElementaryElementary463 m
Merritt SecondaryElementary481 m
Collettville ElementaryElementary675 m
Kengard Alternate SchoolSecondary1.5 km
Diamond Vale ElementaryElementary1.6 km
Nicola Canford ElementaryElementary2.0 km
Merritt Bench ElementaryElementary2.4 km
Lower Nicola Band School(Independent)Elementary6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods770 m

Parks (3)

  • Fairley Park · 1788 Quilchena Avenue739 m
  • Voght Park · 1500 Canford Avenue774 m
  • Centennial Park · 1350 Government Avenue783 m

Shopping (1)

  • Railyard Mall · 1700 Garcia Street772 m

Gyms (1)

  • Planet Fitness794 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$611.84
Total monthly cost$3,966.18
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information