Property Type: Detached HouseOwnership: Freehold

16245 10TH AVENUE

Surrey, BC V4A1A9

$1,808,000

4 bed5 bath4 parking3,331 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Lot size
3,272 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,586.01 (2026)

Interior

Basement
Finished, Full
Heating
Heat Pump, Forced air, Natural gas
Fireplace
Yes (1)

Parking

Total spaces
4 — covered indicated
Features
Garage

Listing Information

MLS®
R3156867
Listed
August 18, 2026
Time on market
On the market for 13 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: The Agency White Rock · Data source: CREA DDF.

Description

Discover a level of exclusivity rarely offered: one of just eight bespoke residences in prestigious McNally Creek Estates. Designed for the discerning family who insists on the exceptional, this four bedroom, five bathroom home blends refined style with effortless luxury. Cathedral ceilings and a chic open plan spill onto protected green space privacy you can feel. The chef's kitchen elevates every meal with an integrated fridge and 36" range. A short stroll to the White Rock strip, this impeccably built home includes a 2/5/10 warranty and thoughtful suite potential. Every detail reflects thoughtful craftsmanship, creating a home that feels both exclusive and effortlessly livable. (id:63159)

Values & Trends

This listing

$543/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

6/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Armstrong ElementaryElementary478 m
F W Howay ElementaryElementary563 m
Cariboo Hill SecondarySecondary607 m
Skwo:wechElementary649 m
St. Michaels(Independent)Elementary1.0 km
John Knox Christian - Elementary Campus(Independent)Elementary1.0 km
Ecole Glenbrook Middle SchoolMiddle1.1 km
Herbert Spencer ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Armstrong Ave @ Coquitlam St369 m
Westbound Armstrong Ave @ Langley St383 m
Eastbound Armstrong Ave @ Langley St405 m
Westbound Armstrong Ave @ Coquitlam St413 m
Eastbound E 8th Ave @ Chilliwack St447 m

Nearby Places

Restaurants (2)

  • Sushi Box · 8671 Tenth Avenue104 m
  • Nam Vegan Express · 8681 East Tenth Avenue110 m

Cafes (1)

  • Season's Apple Café · 8699 Tenth Avenue166 m

Parks (5+)

  • Wesburnco Sports Courts88 m
  • Victory Heights Park183 m
  • Cumberland Park454 m
  • Cariboo Park513 m
  • Cariboo Hill School Park609 m

Gyms (1)

  • Survivor Fitness · 825 McBride Boulevard764 m

Pharmacies (1)

  • Pharmasave · 8697 East Tenth Avenue179 m

Banks & ATMs (1)

  • Scotiabank · 8691 Tenth Avenue159 m

Nearby places data: © OpenStreetMap contributors.

School district: New Westminster (SD40)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($361,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,446,400.00
Periodic payment — Principal & Interest (monthly)$9,331.68
Additional monthly expenses (strata, tax, utilities, etc.)$549.17
Total monthly cost$9,880.85
Interest paid over 5-yr term$414,542.40
Balance at end of term$1,301,041.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$361,600
Stress test qualifying rate8.09%
Payment you must qualify for$11,122.31

Cash Needed at Closing

Minimum down payment$361,600
Estimated BC PTT$34,160
Legal / closing costs (typical estimate)$1,500
Total cash needed$397,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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