Property Type: Land / LotOwnership: Freehold

1626 Fir Rd Road

Merritt, BC V1K0A3

$199,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.28 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,962.21

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on creek

Listing Information

MLS®
10371280
Listed
December 17, 2025
Time on market
On the market for 257 days
Data last synced
August 28, 2026

Listing provided by: Brendan Shaw Real Estate Ltd. · Data source: CREA DDF.

Description

Over 12,000 sqft R1 lot located in a desirable area in cozy Merritt. This spacious lot offers an incredible opportunity to build your dream home in a peaceful, newer neighbourhood. With stunning views overlooking the Coldwater River, the property is ideally situated close to schools, shopping, and all the amenities the community has to offer. A perfect location for families or anyone looking to enjoy the natural beauty and convenience of Merritt. Don’t miss out on this fantastic opportunity to own a piece of prime real estate in a rapidly growing area! (id:63159)

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt Central ElementaryElementary469 m
Merritt SecondaryElementary516 m
Collettville ElementaryElementary706 m
Kengard Alternate SchoolSecondary1.5 km
Diamond Vale ElementaryElementary1.5 km
Nicola Canford ElementaryElementary1.9 km
Merritt Bench ElementaryElementary2.4 km
Lower Nicola Band School(Independent)Elementary6.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods763 m

Parks (1)

  • Fairley Park · 1788 Quilchena Avenue775 m

Shopping (1)

  • Railyard Mall · 1700 Garcia Street766 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,920.00
Periodic payment — Principal & Interest (monthly)$1,031.75
Additional monthly expenses (strata, tax, utilities, etc.)$163.52
Total monthly cost$1,195.27
Interest paid over 5-yr term$45,833.53
Balance at end of term$143,848.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,460.30

Cash Needed at Closing

Minimum down payment$9,995
Estimated BC PTT$1,999
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,494

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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