Property Type: Land / LotOwnership: Freehold

1645 LINDLEY CREEK Road

Merritt, BC V1K1L4

$188,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,700

Interior

Fireplace
None

Listing Information

MLS®
10370145
Listed
November 28, 2025
Time on market
On the market for 276 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Exceptional .22 acre building lot. Maximize your investment opportunity in a desirable area. This prime piece of real estate is conveniently situated close to downtown shopping, restaurants & schools, making it ideal for families and future tenants alike. Benefit from lower building costs with the property being fairly level. City water/sewer available. Check with City of Merritt regarding updated zoning allowances and secondary suites. Want to relocate to a drier, sunnier climate with fishing lakes, quad & biking trails, camping, winter sledding, cross country skiing, & exploring nearby? Merritt is the place for you. Only 45 min to Kamloops, 1.5hr to Sun Peaks or West Kelowna, & 2hrs from Chilliwack. Call the listing agent today for more information! (id:63159)

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Collettville ElementaryElementary422 m
Merritt SecondaryElementary687 m
Merritt Central ElementaryElementary744 m
Kengard Alternate SchoolSecondary1.8 km
Diamond Vale ElementaryElementary1.8 km
Nicola Canford ElementaryElementary2.2 km
Merritt Bench ElementaryElementary2.6 km
Lower Nicola Band School(Independent)Elementary6.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Centennial Park · 1350 Government Avenue720 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$150,400.00
Periodic payment — Principal & Interest (monthly)$970.33
Additional monthly expenses (strata, tax, utilities, etc.)$141.67
Total monthly cost$1,112.00
Interest paid over 5-yr term$43,105.07
Balance at end of term$135,285.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,400
Stress test qualifying rate8.09%
Payment you must qualify for$1,373.37

Cash Needed at Closing

Minimum down payment$9,400
Estimated BC PTT$1,880
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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