Property Type: Detached HouseOwnership: Freehold

1642 West Kelowna Road

West Kelowna, BC V1Z3B7

$1,099,000

4 bed4.5 bath5 parking3,610 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.52 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,858.35

Interior

Basement
Full
Heating
Heat Pump, Forced air, Electric, See remarks, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Carpeted, Linoleum, Vinyl

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, View (panoramic)

Building

Roof
Tile, Other, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Family roomSecond level17'7'' x 18'9''
BedroomAdditional Accommodation15'6'' x 24'0''
Full bathroomAdditional Accommodation7'8'' x 8'6''
Laundry roomBasement7'8'' x 8'2''
Partial bathroomAdditional Accommodation
Primary BedroomAdditional Accommodation16'4'' x 16'3''
KitchenAdditional Accommodation13'0'' x 13'5''
Living roomAdditional Accommodation13'3'' x 22'5''
StorageBasement6'1'' x 8'5''
WorkshopBasement19'8'' x 28'10''
4pc Ensuite bathMain level8'6'' x 8'5''
Primary BedroomMain level15'5'' x 22'7''
BedroomMain level14'6'' x 10'1''
3pc BathroomMain level8'6'' x 8'6''
KitchenMain level10'0'' x 14'6''
Dining roomMain level14'6'' x 17'0''
Living roomMain level17'0'' x 15'5''

Listing Information

MLS®
10389114
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Privacy and Priced Below Assessment! Don’t miss out on this rare gem of an opportunity – with this custom-built home nestled amongst the trees in Rose Valley on a private lane with ample parking, a legal suite, and so much more! Located in the desirable and popular Rose Valley / West Kelowna Estates, this unique custom-built home sits on a large 0.52-acre lot that affords the utmost privacy and views. The property is beside Rose Valley Elementary School & backs onto Rose Valley Regional Park, which offers terrific hiking and biking trails. The home is open and bright, with wall-to-wall windows that let in natural light and take in the serene setting. Some notable features of the house are a 6? concrete floor between the main and basement areas, a heat pump & radiant hot water heat, a large triple car garage and an additional workshop area, an EV charger, a private courtyard and a self-contained 2-bed / 1.5-bath legal suite that can accommodate long-term tenants or short-term rentals. This home should not be overlooked for its superb location, privacy, features and price. (id:63159)

Values & Trends

This listing

$304/sqft

Building average

No other active listings in this building

West Kelowna Estates average

$381/sqft

38 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary200 m
Mar Jok ElementaryElementary1.8 km
Hudson Road ElementaryElementary3.0 km
Mount Boucherie SecondarySecondary3.8 km
Constable Neil Bruce Middle SchoolElementary4.6 km
The Balsam School(Independent)Elementary4.7 km
Central SecondarySecondary5.1 km
Central School ProgramsK-125.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Rose Valley Community Park73 m
  • Unnamed300 m
  • Rock Ridge Park536 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$669.20
Total monthly cost$6,341.50
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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